Analyzing Fidelis Insurance (FIHL) and Its Competitors

Fidelis Insurance (NYSE:FIHL) is one of 311 public companies in the “Insurance” industry, but how does it contrast to its competitors? We will compare Fidelis Insurance to similar companies based on the strength of its earnings, analyst recommendations, dividends, risk, profitability, institutional ownership and valuation.

Profitability

This table compares Fidelis Insurance and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fidelis Insurance	9.02%	8.62%	1.62%
Fidelis Insurance Competitors	9.12%	-9.91%	4.08%

Insider and Institutional Ownership

82.0% of Fidelis Insurance shares are held by institutional investors. Comparatively, 55.8% of shares of all “Insurance” companies are held by institutional investors. 13.5% of shares of all “Insurance” companies are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Earnings & Valuation

This table compares Fidelis Insurance and its competitors revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Fidelis Insurance	$2.17 billion	$225.50 million	11.82
Fidelis Insurance Competitors	$15.39 billion	$1.70 billion	34.83

Fidelis Insurance’s competitors have higher revenue and earnings than Fidelis Insurance. Fidelis Insurance is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Dividends

Fidelis Insurance pays an annual dividend of $0.60 per share and has a dividend yield of 2.3%. Fidelis Insurance pays out 27.1% of its earnings in the form of a dividend. As a group, “Insurance” companies pay a dividend yield of 2.9% and pay out 30.4% of their earnings in the form of a dividend.

Analyst Recommendations

This is a breakdown of current ratings and price targets for Fidelis Insurance and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelis Insurance	2	2	3	0	2.14
Fidelis Insurance Competitors	3323	15643	16484	738	2.40

Fidelis Insurance presently has a consensus target price of $21.92, suggesting a potential downside of 16.09%. As a group, “Insurance” companies have a potential upside of 3.96%. Given Fidelis Insurance’s competitors stronger consensus rating and higher possible upside, analysts clearly believe Fidelis Insurance has less favorable growth aspects than its competitors.

Volatility & Risk

Fidelis Insurance has a beta of 0.36, meaning that its share price is 64% less volatile than the S&P 500. Comparatively, Fidelis Insurance’s competitors have a beta of -1.59, meaning that their average share price is 259% less volatile than the S&P 500.

Summary

Fidelis Insurance competitors beat Fidelis Insurance on 11 of the 15 factors compared.

Fidelis Insurance Company Profile

Fidelis Insurance Holdings Limited, a specialty insurer, provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in three segments: Specialty, Reinsurance, and Bespoke segments. The Specialty segment offers aviation and aerospace, energy, marine, property direct and facultative, and other specialty risk solutions. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The Bespoke segment offers customized risk solutions for clients that include credit and political risk, as well as other risk transfer opportunities, including political violence and terrorism, limited cyber reinsurance, tax liabilities, title, transactional liabilities, and other bespoke solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.