American International Group (NYSE:AIG) Releases Quarterly Earnings Results, Beats Estimates By $0.06 EPS

American International Group (NYSE:AIG) posted its earnings results on Tuesday. The insurance provider reported $1.96 EPS for the quarter, beating analysts’ consensus estimates of $1.90 by $0.06, Zacks reports. The company had revenue of $6.91 billion during the quarter, compared to analysts’ expectations of $6.99 billion. American International Group had a net margin of 11.89% and a return on equity of 9.09%. During the same quarter in the prior year, the company posted $1.30 earnings per share.

American International Group Price Performance

NYSE:AIG opened at $75.00 on Wednesday. The company has a quick ratio of 1.32, a current ratio of 1.32 and a debt-to-equity ratio of 0.22. American International Group has a 52 week low of $71.25 and a 52 week high of $88.07. The stock’s 50-day moving average price is $78.80 and its 200-day moving average price is $78.84. The stock has a market capitalization of $40.47 billion, a PE ratio of 13.64, a price-to-earnings-growth ratio of 0.56 and a beta of 0.61.

American International Group Announces Dividend

The company also recently announced a quarterly dividend, which will be paid on Monday, March 30th. Stockholders of record on Monday, March 16th will be paid a dividend of $0.45 per share. This represents a $1.80 annualized dividend and a dividend yield of 2.4%. The ex-dividend date of this dividend is Monday, March 16th. American International Group’s dividend payout ratio is presently 32.73%.

Trending Headlines about American International Group

Here are the key news stories impacting American International Group this week:

• Positive Sentiment: Q4 EPS beat and underwriting-driven profit improvement — AIG reported $1.96 EPS, topping estimates and citing underwriting gains that boosted profitability; management framed full‑year 2025 as an “exceptional year.” Business Wire: AIG Reports Excellent Fourth Quarter and Full Year 2025 Results
• Positive Sentiment: General Insurance underwriting income surged — GI underwriting income rose about 48% in Q4, a clear driver of the earnings beat and a sign of improved underwriting discipline. Reinsurance News: AIG’s GI underwriting income rises 48% in Q4’25
• Positive Sentiment: Dividend declared — AIG declared a $0.45 quarterly dividend (annualized yield ~2.4%), payable March 30 with an ex‑dividend/record date in mid‑March; supports income investors. (Company announcement)
• Neutral Sentiment: Metrics/analyst perspective — Detailed writeups note the EPS/revenue picture and highlight items investors should watch (reserve development, underwriting margins, investment income). Useful for parsing sustainability of the beat. Zacks: Key Metrics on AIG Q4 Earnings
• Negative Sentiment: Net investment income slid / lower reported profit in some headlines — Several outlets emphasize that net investment income declined and that unrealized losses (Corebridge stake) and prior‑year divestiture gains weighed on comparables, limiting overall profit growth. WSJ: AIG Logs Lower Profit as Net Investment Income Slides
• Negative Sentiment: Top-line weaknesses and premium growth concerns — Revenue and general‑insurance net premiums written were cited as disappointments in some reports, which could limit forward momentum if growth does not pick up. Seeking Alpha: Q4 Earnings Beat but GI Net Premiums Written Disappoint
• Negative Sentiment: Competitive positioning — One industry piece notes AIG’s gains still leave it trailing a closest rival, suggesting investors should watch market share and rate/underwriting trends. Insurance Business: AIG posts strong Q4 gains, but lags closest industry rival

Wall Street Analyst Weigh In

A number of equities analysts have recently issued reports on the company. Wall Street Zen downgraded American International Group from a “buy” rating to a “hold” rating in a research report on Saturday, November 8th. Wells Fargo & Company upped their target price on American International Group from $83.00 to $85.00 and gave the company an “equal weight” rating in a research report on Tuesday, January 13th. Barclays decreased their price target on American International Group from $88.00 to $81.00 and set an “equal weight” rating for the company in a research note on Thursday, January 8th. HSBC dropped their price target on American International Group from $91.00 to $86.00 and set a “buy” rating on the stock in a research note on Friday, January 16th. Finally, Keefe, Bruyette & Woods increased their price objective on shares of American International Group from $91.00 to $96.00 and gave the company an “outperform” rating in a research report on Tuesday, January 6th. One equities research analyst has rated the stock with a Strong Buy rating, seven have issued a Buy rating and fourteen have assigned a Hold rating to the company. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Hold” and a consensus target price of $87.42.

Institutional Trading of American International Group

A number of institutional investors and hedge funds have recently made changes to their positions in the business. Hotchkis & Wiley Capital Management LLC lifted its position in shares of American International Group by 22.0% during the 3rd quarter. Hotchkis & Wiley Capital Management LLC now owns 10,256,290 shares of the insurance provider’s stock valued at $805,529,000 after buying an additional 1,846,979 shares in the last quarter. Viking Global Investors LP purchased a new position in American International Group during the second quarter valued at $155,413,000. Man Group plc grew its position in shares of American International Group by 516.0% in the third quarter. Man Group plc now owns 1,427,910 shares of the insurance provider’s stock valued at $112,148,000 after purchasing an additional 1,196,090 shares during the period. Two Sigma Investments LP raised its position in shares of American International Group by 1,615.1% during the 3rd quarter. Two Sigma Investments LP now owns 790,343 shares of the insurance provider’s stock worth $62,074,000 after purchasing an additional 744,261 shares during the last quarter. Finally, Adage Capital Partners GP L.L.C. lifted its stake in American International Group by 462.9% in the 2nd quarter. Adage Capital Partners GP L.L.C. now owns 627,838 shares of the insurance provider’s stock valued at $53,737,000 after buying an additional 516,300 shares in the last quarter. 90.60% of the stock is currently owned by hedge funds and other institutional investors.

About American International Group

American International Group, Inc (AIG) is a global insurance holding company that provides a broad range of property-casualty insurance, specialty insurance, and risk management solutions to institutional, commercial and individual customers. Through its operating subsidiaries, AIG underwrites commercial and personal lines products—ranging from general liability, property, and casualty coverages to specialty lines such as professional liability, surety, cyber and marine—along with related services designed to help clients manage and transfer risk.

The company also has a long history in life insurance, retirement solutions and asset management through businesses that have been restructured or separated over time.