Allstate (NYSE:ALL) Posts Earnings Results, Beats Expectations By $5.59 EPS

Allstate (NYSE:ALL) announced its quarterly earnings results on Wednesday. The insurance provider reported $14.31 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $8.72 by $5.59, FiscalAI reports. Allstate had a return on equity of 35.42% and a net margin of 12.53%.The firm had revenue of $14.57 billion during the quarter, compared to analyst estimates of $17.23 billion. During the same quarter in the previous year, the business earned $7.67 earnings per share. Allstate’s quarterly revenue was up 5.1% on a year-over-year basis.

Allstate Stock Performance

Allstate stock traded up $7.55 during midday trading on Thursday, hitting $214.67. 1,079,144 shares of the company were exchanged, compared to its average volume of 1,804,464. The business has a fifty day simple moving average of $203.97 and a two-hundred day simple moving average of $203.60. The company has a debt-to-equity ratio of 0.32, a quick ratio of 0.43 and a current ratio of 0.43. The firm has a market capitalization of $56.17 billion, a PE ratio of 6.98, a price-to-earnings-growth ratio of 0.44 and a beta of 0.23. Allstate has a fifty-two week low of $176.00 and a fifty-two week high of $216.62.

Allstate Increases Dividend

The business also recently announced a quarterly dividend, which will be paid on Wednesday, April 1st. Stockholders of record on Monday, March 2nd will be paid a $1.08 dividend. The ex-dividend date is Monday, March 2nd. This is a positive change from Allstate’s previous quarterly dividend of $1.00. This represents a $4.32 dividend on an annualized basis and a dividend yield of 2.0%. Allstate’s dividend payout ratio (DPR) is currently 12.95%.

Insider Activity at Allstate

In related news, insider Suren Gupta sold 19,593 shares of the business’s stock in a transaction on Wednesday, January 7th. The shares were sold at an average price of $210.00, for a total value of $4,114,530.00. Following the completion of the transaction, the insider directly owned 100,646 shares in the company, valued at $21,135,660. The trade was a 16.30% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available at the SEC website. Over the last 90 days, insiders have sold 48,400 shares of company stock worth $10,313,256. 1.70% of the stock is owned by company insiders.

Institutional Inflows and Outflows

Large investors have recently modified their holdings of the company. Brighton Jones LLC increased its holdings in shares of Allstate by 60.2% during the 4th quarter. Brighton Jones LLC now owns 6,500 shares of the insurance provider’s stock worth $1,253,000 after buying an additional 2,443 shares during the last quarter. Revolve Wealth Partners LLC purchased a new stake in shares of Allstate in the 4th quarter valued at approximately $231,000. L2 Asset Management LLC lifted its stake in Allstate by 4.7% during the third quarter. L2 Asset Management LLC now owns 1,223 shares of the insurance provider’s stock worth $263,000 after purchasing an additional 55 shares during the last quarter. Modern Wealth Management LLC acquired a new position in Allstate in the second quarter valued at $255,000. Finally, Nicolet Advisory Services LLC acquired a new position in shares of Allstate in the 3rd quarter valued at $250,000. Institutional investors and hedge funds own 76.47% of the company’s stock.

Allstate News Summary

Here are the key news stories impacting Allstate this week:

• Positive Sentiment: Q4 EPS far exceeded estimates — Allstate reported $14.31 EPS (vs. consensus ~ $8–9), and net income roughly doubled year‑over‑year, driving optimism about margin and underwriting performance. Allstate (ALL) Q4 Earnings Top Estimates
• Positive Sentiment: The board raised the quarterly dividend to $1.08 (an 8% increase) and announced a $4 billion buyback — both are direct shareholder-friendly moves supporting the stock. Allstate posts Q4 earnings beat, boosts dividend by 8%, unveils $4B buyback plan
• Positive Sentiment: Analysts are revising outlooks upward and citing easing catastrophe losses and stronger earnings visibility, which supports multiple expansion and investor confidence. Allstate Corporation (ALL) Gains Analyst Confidence as Catastrophe Losses Ease and Earnings Outlook Strengthens
• Neutral Sentiment: Allstate said it lowered prices for ~7.8 million customers in 2025 to enhance value — good for retention and growth but potentially a headwind to premium revenue and near‑term top‑line. Allstate Enhances Customer Value, Lowers Prices for 7.8 Million Customers in 2025
• Neutral Sentiment: Industry/brand note — Allstate Peterbilt won a dealer award (limited direct market impact but positive for brand). Allstate Peterbilt wins Dealer of the Year honors
• Negative Sentiment: Revenue missed consensus — Q4 revenue was $14.57B vs. analyst expectations near $17.2B, which tempers the EPS story and could raise questions about sustainability of the top‑line. View Press Release

Analyst Ratings Changes

A number of equities analysts recently commented on the stock. UBS Group boosted their price objective on shares of Allstate from $250.00 to $255.00 and gave the stock a “buy” rating in a research note on Monday, November 10th. Keefe, Bruyette & Woods lifted their target price on Allstate from $250.00 to $254.00 and gave the company an “outperform” rating in a research note on Tuesday, January 6th. William Blair downgraded shares of Allstate from an “outperform” rating to a “market perform” rating in a report on Thursday, December 18th. BMO Capital Markets raised their price target on shares of Allstate from $235.00 to $244.00 and gave the company an “outperform” rating in a report on Friday, November 7th. Finally, Weiss Ratings reissued a “buy (b)” rating on shares of Allstate in a research report on Wednesday, January 21st. Three analysts have rated the stock with a Strong Buy rating, eight have given a Buy rating, eight have assigned a Hold rating and one has assigned a Sell rating to the company’s stock. According to MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and an average price target of $237.31.

Allstate Company Profile

Allstate Corporation is a publicly traded insurance company headquartered in Northbrook, Illinois, and is one of the largest personal lines property and casualty insurers in the United States. Founded in 1931 as a subsidiary of Sears, Roebuck and Co, Allstate has grown into a diversified insurer that serves millions of consumers and businesses through a mix of distribution channels and product offerings.

The company underwrites a broad range of insurance products, with primary emphasis on auto and homeowners coverage.