Riskified (NYSE:RSKD) Issues Earnings Results

Riskified (NYSE:RSKD) posted its quarterly earnings data on Wednesday. The company reported $0.07 EPS for the quarter, topping analysts’ consensus estimates of $0.03 by $0.04, reports. The firm had revenue of $115.18 million for the quarter, compared to analyst estimates of $103.41 million. Riskified had a negative return on equity of 3.93% and a negative net margin of 4.23%.

Here are the key takeaways from Riskified’s conference call:

• Revenue rose 41% year over year to a record $115.2 million, substantially ahead of the roughly 27% growth previously guided, while Adjusted EBITDA increased 47% to $8.1 million. Riskified raised its full-year revenue and Adjusted EBITDA outlook for the third time in 2026.
• Growth was broad-based, with Digital Finance billings up more than 300% year over year, the U.S. up about 69%, and new merchant activity a primary growth driver. The company also reported continued cross-selling, with its multi-product merchant base growing about 55%.
• Gross profit grew 20%, slower than revenue, and gross margin was 43%; management attributed the difference to the larger share of newly onboarded merchants, whose margins typically improve as they ramp. It expects this cohort dynamic to continue into 2027.
• Riskified generated record third-quarter free cash flow of $15.2 million and now expects about $45 million for full-year 2026. It ended the quarter with approximately $235 million in cash, deposits, and investments, no debt, and $78 million remaining under its share repurchase authorization.
• The company highlighted agentic commerce and its Zendesk integration as opportunities for its identity and risk products, including evaluating refund and return requests. Management said actual agent-driven checkout activity remains relatively limited, with current use cases more prevalent in customer-support and policy flows.

Riskified Trading Down 9.0%

NYSE RSKD traded down $0.93 on Thursday, hitting $9.44. 2,457,971 shares of the company’s stock were exchanged, compared to its average volume of 1,264,074. The stock has a 50-day moving average of $7.84 and a 200-day moving average of $5.57. The stock has a market cap of $1.40 billion, a price-to-earnings ratio of -85.79 and a beta of 1.34. Riskified has a 52 week low of $3.70 and a 52 week high of $11.13.

Insider Activity

In related news, CEO Eido Gal sold 150,000 shares of the company’s stock in a transaction on Friday, September 4th. The stock was sold at an average price of $6.48, for a total transaction of $972,000.00. Following the completion of the sale, the chief executive officer directly owned 5,302,917 shares in the company, valued at $34,362,902.16. This represents a 2.75% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, Director Erez Shachar sold 289,400 shares of the company’s stock in a transaction on Thursday, August 27th. The stock was sold at an average price of $6.12, for a total value of $1,771,128.00. Following the sale, the director owned 1,466,883 shares of the company’s stock, valued at approximately $8,977,323.96. This represents a 16.48% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last quarter, insiders have sold 2,260,119 shares of company stock worth $14,196,843. Insiders own 17.40% of the company’s stock.

Wall Street Analysts Forecast Growth

Several analysts have recently issued reports on RSKD shares. Keefe, Bruyette & Woods reissued a “market perform” rating on shares of Riskified in a report on Thursday. Zacks Research raised Riskified from a “strong sell” rating to a “hold” rating in a research note on Tuesday. UBS Group upped their price objective on shares of Riskified from $6.50 to $10.50 and gave the stock a “neutral” rating in a research report on Thursday. Weiss Ratings reissued a “sell (d-)” rating on shares of Riskified in a report on Friday, August 14th. Finally, The Goldman Sachs Group boosted their target price on shares of Riskified from $5.50 to $7.50 and gave the company a “sell” rating in a research report on Tuesday, October 13th. Two equities research analysts have rated the stock with a Buy rating, four have assigned a Hold rating and two have assigned a Sell rating to the stock. Based on data from MarketBeat, Riskified presently has an average rating of “Hold” and an average target price of $8.54.

Recent Riskified Headlines

Investors following RSKD have been watching these headlines:

• Positive Sentiment: Riskified raised its 2026 revenue guidance for the third time this year, to $427 million–$433 million, well above the cited analyst consensus of $406.4 million. The company also reported accelerating revenue and gross-profit growth. Q3 company announcement
• Positive Sentiment: Several analysts lifted their price targets after the results: DA Davidson raised its target to $12 and maintained a Buy rating, Truist raised its target to $14 and kept Buy, and UBS increased its target to $10.50 while remaining Neutral. Truist price target update
• Neutral Sentiment: Growth comes with a profitability trade-off: new merchants have higher chargeback ratios, weighing on gross margin. Riskified also remains unprofitable on a net-margin basis, so sustained margin improvement will be important. Q3 earnings call margin discussion

Riskified Company Profile

Riskified Ltd. is a technology company that helps online merchants identify and manage fraud and other risks in e-commerce transactions. Its platform uses machine learning and data analysis to assess purchases and support decisions such as approving or declining orders. The company’s services include fraud screening backed by a chargeback guarantee, as well as tools designed to help merchants address payment disputes, account abuse and other forms of policy misuse. Riskified’s systems are intended to help businesses reduce losses while allowing legitimate customers to complete purchases.