Contrasting ING Group (ING) & The Competition

ING Group (NYSE:ING) is one of 919 public companies in the “Banks” industry, but how does it compare to its peers? We will compare ING Group to related companies based on the strength of its analyst recommendations, valuation, risk, institutional ownership, profitability, earnings and dividends.

Risk and Volatility

ING Group has a beta of 0.89, indicating that its share price is 11% less volatile than the S&P 500. Comparatively, ING Group’s peers have a beta of 0.61, indicating that their average share price is 39% less volatile than the S&P 500.

Institutional & Insider Ownership

4.5% of ING Group shares are held by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are held by institutional investors. 9.7% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares ING Group and its peers revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
ING Group	$26.06 billion	$9.42 billion	12.16
ING Group Competitors	$9.95 billion	$2.42 billion	21.29

ING Group has higher revenue and earnings than its peers. ING Group is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a breakdown of recent ratings for ING Group and its peers, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ING Group	0	4	9	1	2.79
ING Group Competitors	7484	30232	27813	1478	2.35

ING Group currently has a consensus price target of $34.50, suggesting a potential upside of 3.92%. As a group, “Banks” companies have a potential upside of 14.29%. Given ING Group’s peers higher possible upside, analysts clearly believe ING Group has less favorable growth aspects than its peers.

Profitability

This table compares ING Group and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
ING Group	28.02%	12.36%	0.61%
ING Group Competitors	15.65%	9.43%	0.93%

Dividends

ING Group pays an annual dividend of $0.78 per share and has a dividend yield of 2.3%. ING Group pays out 28.6% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend.

Summary

ING Group beats its peers on 9 of the 15 factors compared.

ING Group Company Profile

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. It operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. The company accepts current and savings accounts. It also offers business lending products; SME loans; consumer lending products, such as residential mortgage loans and other consumer lending loans; and mortgages. In addition, the company provides working capital solutions; debt and equity market solutions; various loans; payments; and cash management, trade and corporate finance, and treasury services, as well as savings, investment, insurance, and digital banking services. It serves individual customers, corporate clients, and financial institutions. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.