What is Zacks Research’s Estimate for SYF FY2026 Earnings?

Synchrony Financial (NYSE:SYF) – Research analysts at Zacks Research increased their FY2026 earnings estimates for shares of Synchrony Financial in a report released on Tuesday, November 3rd. Zacks Research analyst Team now anticipates that the financial services provider will post earnings per share of $9.52 for the year, up from their previous forecast of $9.35. The consensus estimate for Synchrony Financial’s current full-year earnings is $9.60 per share. Zacks Research also issued estimates for Synchrony Financial’s Q4 2026 earnings at $1.98 EPS, Q1 2027 earnings at $2.31 EPS, Q3 2027 earnings at $2.98 EPS, Q4 2027 earnings at $2.47 EPS, FY2027 earnings at $10.48 EPS, Q1 2028 earnings at $2.53 EPS, Q3 2028 earnings at $3.33 EPS and FY2028 earnings at $11.67 EPS.

Other equities research analysts have also issued research reports about the company. JPMorgan Chase & Co. upped their target price on Synchrony Financial from $74.00 to $77.00 and gave the company a “neutral” rating in a research report on Wednesday, October 21st. HSBC raised their price objective on shares of Synchrony Financial from $93.00 to $97.00 and gave the company a “buy” rating in a research note on Monday, July 13th. TD Cowen reduced their price objective on shares of Synchrony Financial from $90.00 to $86.00 and set a “buy” rating for the company in a report on Tuesday, October 6th. Jefferies Financial Group reissued a “buy” rating and set a $103.00 target price on shares of Synchrony Financial in a research report on Tuesday, October 20th. Finally, Morgan Stanley lowered their target price on shares of Synchrony Financial from $84.00 to $83.00 and set an “equal weight” rating on the stock in a report on Monday, October 12th. Ten investment analysts have rated the stock with a Buy rating and nine have given a Hold rating to the stock. Based on data from MarketBeat.com, the stock has an average rating of “Moderate Buy” and a consensus price target of $87.78.

Synchrony Financial Price Performance

Shares of SYF opened at $75.19 on Wednesday. The company has a market capitalization of $23.42 billion, a price-to-earnings ratio of 7.85, a price-to-earnings-growth ratio of 0.95 and a beta of 1.40. The business has a 50-day moving average of $74.87 and a 200-day moving average of $73.62. The company has a debt-to-equity ratio of 1.15, a current ratio of 1.23 and a quick ratio of 1.23. Synchrony Financial has a 1 year low of $63.08 and a 1 year high of $88.77.

Synchrony Financial (NYSE:SYF) last issued its quarterly earnings data on Tuesday, October 20th. The financial services provider reported $2.68 earnings per share for the quarter, topping analysts’ consensus estimates of $2.42 by $0.26. The business had revenue of $3.82 billion for the quarter, compared to analyst estimates of $3.81 billion. Synchrony Financial had a return on equity of 22.26% and a net margin of 14.59%. During the same quarter in the previous year, the company posted $2.86 EPS.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently added to or reduced their stakes in the company. Pension & Wealth Management Advisors Inc. bought a new position in shares of Synchrony Financial during the 3rd quarter worth approximately $26,000. Compass Financial Management LLC bought a new stake in Synchrony Financial during the second quarter worth $29,000. Fiduciary Financial Advisors purchased a new position in Synchrony Financial in the second quarter worth $33,000. GK Wealth Management LLC purchased a new position in Synchrony Financial in the third quarter worth $31,000. Finally, Provenance Wealth Advisors LLC bought a new position in Synchrony Financial in the 3rd quarter valued at $32,000. 96.48% of the stock is currently owned by hedge funds and other institutional investors.

Synchrony Financial Announces Dividend

The company also recently announced a quarterly dividend, which will be paid on Monday, November 16th. Stockholders of record on Thursday, November 5th will be issued a $0.34 dividend. The ex-dividend date is Thursday, November 5th. This represents a $1.36 annualized dividend and a dividend yield of 1.8%. Synchrony Financial’s dividend payout ratio is currently 14.20%.

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that provides private-label credit cards, co-branded credit cards and promotional financing programs. Its financing products are offered through retailers, manufacturers, healthcare providers and other businesses, helping consumers pay for purchases over time.

The company serves a range of industries, including digital commerce, home improvement, furniture, automotive, healthcare, jewelry, apparel, electronics and specialty retail.