Affirm (AFRM) Set to Announce Earnings on Thursday

Affirm (NASDAQ:AFRM) is expected to release its Q1 2027 results after the market closes on Thursday, November 5th. Analysts expect the company to post earnings of $0.3795 per share and revenue of $1.21 billion for the quarter. Investors can find conference call details on the company’s upcoming Q1 2027 earnings report for the latest details on the call scheduled for Thursday, November 5, 2026 at 5:00 PM ET.

Affirm (NASDAQ:AFRM) last released its quarterly earnings results on Thursday, August 27th. The company reported $4.62 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.35 by $4.27. The company had revenue of $1.07 billion during the quarter, compared to analysts’ expectations of $1.11 billion. Affirm had a net margin of 45.29% and a return on equity of 47.91%. The business’s quarterly revenue was up 33.1% compared to the same quarter last year. During the same period in the prior year, the company earned $0.20 earnings per share. On average, analysts expect Affirm to post $1.89 EPS for the current fiscal year and $2.84 EPS for the next fiscal year.

Affirm Trading Down 2.2%

Shares of NASDAQ:AFRM opened at $71.97 on Wednesday. The company has a debt-to-equity ratio of 1.82, a quick ratio of 11.80 and a current ratio of 11.80. The stock’s 50-day moving average is $72.91 and its 200-day moving average is $66.58. The company has a market cap of $24.28 billion, a P/E ratio of 13.04, a P/E/G ratio of 2.99 and a beta of 3.74. Affirm has a 52-week low of $42.10 and a 52-week high of $90.44.

Insider Transactions at Affirm

In other news, CFO Robert O’Hare sold 65,591 shares of the business’s stock in a transaction that occurred on Friday, October 9th. The stock was sold at an average price of $80.02, for a total transaction of $5,248,591.82. Following the sale, the chief financial officer directly owned 2,734 shares in the company, valued at approximately $218,774.68. The trade was a 96.00% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is accessible through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, COO Michael Linford sold 79,219 shares of the company’s stock in a transaction on Friday, August 28th. The shares were sold at an average price of $90.01, for a total value of $7,130,502.19. Following the completion of the transaction, the chief operating officer owned 120,713 shares of the company’s stock, valued at $10,865,377.13. The trade was a 39.62% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold a total of 280,118 shares of company stock worth $22,223,307 over the last quarter. 10.57% of the stock is owned by company insiders.

Wall Street Analyst Weigh In

Several brokerages have commented on AFRM. Morgan Stanley dropped their price target on Affirm from $82.00 to $79.00 and set an “equal weight” rating on the stock in a research report on Monday, October 26th. UBS Group raised their price objective on shares of Affirm from $82.00 to $90.00 and gave the stock a “neutral” rating in a research note on Friday, August 28th. The Goldman Sachs Group dropped their target price on shares of Affirm from $115.00 to $103.00 and set a “buy” rating on the stock in a research report on Tuesday, October 13th. Monness Crespi & Hardt started coverage on shares of Affirm in a research note on Monday, October 26th. They set a “buy” rating and a $90.00 target price for the company. Finally, Compass Point set a $100.00 price target on shares of Affirm in a report on Friday, July 17th. One analyst has rated the stock with a Strong Buy rating, twenty-five have given a Buy rating and seven have given a Hold rating to the stock. Based on data from MarketBeat, the company presently has a consensus rating of “Moderate Buy” and an average price target of $97.41.

About Affirm

Affirm Holdings, Inc (NASDAQ: AFRM) operates a financial technology platform that provides consumers with flexible payment options at the point of sale. Its services allow shoppers to split eligible purchases into scheduled installments, with terms and costs disclosed before a transaction is completed.

Affirm’s platform is available through online and mobile checkout experiences, as well as through the Affirm app. Its product offerings include buy now, pay later financing, the Affirm Card, and savings products.