Regional Management (NYSE:RM) Shares Cross Above Two Hundred Day Moving Average – Here’s What Happened

Regional Management Corp. (NYSE:RM) shares passed above its 200-day moving average during trading on Thursday. The stock has a 200-day moving average of $35.35 and traded as high as $38.50. Regional Management shares last traded at $36.4970, with a volume of 178,321 shares trading hands.

Regional Management News Summary

Here are the key news stories impacting Regional Management this week:

• Positive Sentiment: Q3 earnings beat expectations. Regional Management reported third-quarter 2026 results that included record revenue. EPS was $1.61, above the $1.47 analyst consensus, while revenue of $178.78 million exceeded the $174.69 million estimate. The results reinforce the company’s earnings momentum and provide the main positive catalyst for RM. Regional Management Announces Third Quarter 2026 Results
• Positive Sentiment: Management outlined growth and profitability goals. The company is forecasting 5% to 7% portfolio growth for 2026 and is targeting a return on equity above 18% over time. These targets suggest management sees room to expand lending while improving shareholder returns. Regional Management Growth and ROE Targets
• Positive Sentiment: Quarterly dividend declared. RM declared a $0.30-per-share quarterly dividend, payable December 16 to shareholders of record November 18. The $1.20 annualized payout represents an approximately 3.3% yield and supports the stock’s income appeal. Regional Management Quarterly Dividend
• Neutral Sentiment: Leadership changes were announced alongside the results. Investors may monitor whether the changes affect execution of the company’s portfolio-growth, banking and profitability initiatives. Regional Management Q3 Results and Leadership Changes
• Negative Sentiment: Senior Vice President Catherine Atwood sold shares. Atwood sold 2,600 shares for approximately $97,214, reducing her direct position by 4.7%. The transaction is relatively small and does not necessarily indicate a change in fundamentals, but insider selling can create modest near-term pressure. SEC Insider Transaction Filing

Analysts Set New Price Targets

RM has been the topic of several recent analyst reports. Citizens Jmp reduced their target price on Regional Management from $45.00 to $43.00 and set a “market outperform” rating on the stock in a research report on Thursday, July 30th. Wall Street Zen raised shares of Regional Management from a “hold” rating to a “buy” rating in a research report on Monday, October 12th. Citigroup reiterated a “market outperform” rating on shares of Regional Management in a report on Thursday, July 30th. Weiss Ratings lowered Regional Management from a “hold (c+)” rating to a “hold (c)” rating in a research report on Thursday, October 8th. Finally, Stephens upped their price target on Regional Management from $38.50 to $40.00 and gave the stock an “overweight” rating in a research note on Thursday. Three equities research analysts have rated the stock with a Buy rating and two have given a Hold rating to the company. According to data from MarketBeat.com, Regional Management has an average rating of “Moderate Buy” and a consensus target price of $41.50.

Regional Management Stock Performance

The company has a quick ratio of 64.04, a current ratio of 64.04 and a debt-to-equity ratio of 4.41. The company has a market cap of $334.89 million, a price-to-earnings ratio of 7.35 and a beta of 1.02. The stock has a 50 day simple moving average of $32.85 and a 200 day simple moving average of $35.34.

Regional Management (NYSE:RM) last released its quarterly earnings results on Wednesday, October 28th. The credit services provider reported $1.61 EPS for the quarter, topping the consensus estimate of $1.47 by $0.14. The firm had revenue of $178.78 million for the quarter, compared to analyst estimates of $174.69 million. Regional Management had a return on equity of 12.66% and a net margin of 6.96%.

Regional Management Dividend Announcement

The company also recently disclosed a quarterly dividend, which will be paid on Wednesday, December 16th. Shareholders of record on Wednesday, November 18th will be issued a $0.30 dividend. The ex-dividend date is Wednesday, November 18th. This represents a $1.20 dividend on an annualized basis and a yield of 3.3%. Regional Management’s payout ratio is currently 24.29%.

Insider Activity

In other news, major shareholder Fund L.P. Forager sold 10,401 shares of the business’s stock in a transaction dated Thursday, September 17th. The shares were sold at an average price of $32.22, for a total value of $335,120.22. Following the completion of the sale, the insider owned 919,136 shares of the company’s stock, valued at approximately $29,614,561.92. The trade was a 1.12% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. Also, CEO Lakhbir S. Lamba purchased 3,500 shares of Regional Management stock in a transaction dated Wednesday, August 12th. The shares were bought at an average cost of $31.76 per share, for a total transaction of $111,160.00. Following the transaction, the chief executive officer directly owned 55,734 shares of the company’s stock, valued at approximately $1,770,111.84. The trade was a 6.70% increase in their position. The disclosure for this purchase is available in the SEC filing. Insiders sold 32,322 shares of company stock worth $1,056,093 over the last ninety days. Corporate insiders own 10.90% of the company’s stock.

Hedge Funds Weigh In On Regional Management

A number of hedge funds have recently added to or reduced their stakes in the business. Legal & General Group Plc acquired a new position in Regional Management during the 2nd quarter valued at about $33,000. GAMMA Investing LLC increased its stake in shares of Regional Management by 183.8% in the third quarter. GAMMA Investing LLC now owns 931 shares of the credit services provider’s stock valued at $28,000 after purchasing an additional 603 shares during the period. Versant Capital Management Inc raised its holdings in shares of Regional Management by 140.7% during the third quarter. Versant Capital Management Inc now owns 1,663 shares of the credit services provider’s stock valued at $50,000 after buying an additional 972 shares during the last quarter. State of Alaska Department of Revenue grew its holdings in Regional Management by 145.1% in the 3rd quarter. State of Alaska Department of Revenue now owns 5,067 shares of the credit services provider’s stock worth $153,000 after buying an additional 3,000 shares in the last quarter. Finally, Algert Global LLC acquired a new stake in Regional Management in the 2nd quarter valued at approximately $209,000. Institutional investors and hedge funds own 98.89% of the company’s stock.

About Regional Management

Regional Management Corp. (NYSE: RM) is a consumer finance company that provides credit products to individuals who may have limited access to traditional bank financing. The company primarily offers small and medium-sized installment loans, including secured and unsecured personal loans, through a network of local branches and digital channels.

Its services may also include optional credit-related products, such as insurance and other ancillary offerings associated with consumer lending.