Regional Management Corp. (NYSE:RM) Stock Has Average Price Target of $41.50

Shares of Regional Management Corp. (NYSE:RM) have received a consensus recommendation of “Moderate Buy” from the five brokerages that are currently covering the firm, MarketBeat Ratings reports. Two analysts have rated the stock with a hold recommendation and three have assigned a buy recommendation to the company. The average twelve-month target price among brokers that have covered the stock in the last year is $41.50.

RM has been the topic of several analyst reports. Citigroup reaffirmed a “market outperform” rating on shares of Regional Management in a research report on Thursday, July 30th. Weiss Ratings downgraded shares of Regional Management from a “hold (c+)” rating to a “hold (c)” rating in a research report on Thursday, October 8th. Stephens reissued an “overweight” rating and issued a $40.00 price objective on shares of Regional Management in a research report on Thursday. Citizens Jmp lowered their price objective on shares of Regional Management from $45.00 to $43.00 and set a “market outperform” rating on the stock in a research note on Thursday, July 30th. Finally, Wall Street Zen raised shares of Regional Management from a “hold” rating to a “buy” rating in a report on Monday, October 12th.

Insider Buying and Selling

In other Regional Management news, CEO Lakhbir Lamba purchased 6,500 shares of the stock in a transaction on Tuesday, August 11th. The shares were purchased at an average price of $31.59 per share, with a total value of $205,335.00. Following the completion of the transaction, the chief executive officer directly owned 52,234 shares in the company, valued at $1,650,072.06. This represents a 14.21% increase in their ownership of the stock. The acquisition was disclosed in a filing with the Securities & Exchange Commission, which is accessible through the SEC website. Also, major shareholder Fund L.P. Forager sold 10,401 shares of the company’s stock in a transaction that occurred on Thursday, September 17th. The shares were sold at an average price of $32.22, for a total value of $335,120.22. Following the completion of the sale, the insider owned 919,136 shares in the company, valued at $29,614,561.92. This represents a 1.12% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. In the last three months, insiders have sold 29,722 shares of company stock worth $958,879. Company insiders own 10.90% of the company’s stock.

Hedge Funds Weigh In On Regional Management

Hedge funds and other institutional investors have recently added to or reduced their stakes in the stock. Legal & General Group Plc bought a new position in shares of Regional Management in the second quarter valued at about $33,000. GAMMA Investing LLC lifted its stake in shares of Regional Management by 183.8% during the 3rd quarter. GAMMA Investing LLC now owns 931 shares of the credit services provider’s stock worth $28,000 after buying an additional 603 shares during the last quarter. Versant Capital Management Inc lifted its stake in shares of Regional Management by 140.7% during the 3rd quarter. Versant Capital Management Inc now owns 1,663 shares of the credit services provider’s stock worth $50,000 after buying an additional 972 shares during the last quarter. State of Alaska Department of Revenue lifted its stake in shares of Regional Management by 145.1% during the 3rd quarter. State of Alaska Department of Revenue now owns 5,067 shares of the credit services provider’s stock worth $153,000 after buying an additional 3,000 shares during the last quarter. Finally, Algert Global LLC bought a new stake in shares of Regional Management during the 2nd quarter worth about $209,000. 98.89% of the stock is owned by institutional investors.

Regional Management Stock Up 14.1%

Shares of NYSE:RM traded up $4.75 during trading on Thursday, hitting $38.41. 6,555 shares of the company were exchanged, compared to its average volume of 71,642. Regional Management has a fifty-two week low of $29.89 and a fifty-two week high of $44.29. The stock has a market cap of $354.32 million, a price-to-earnings ratio of 8.08 and a beta of 1.02. The company has a current ratio of 64.04, a quick ratio of 64.04 and a debt-to-equity ratio of 4.41. The firm has a fifty day moving average price of $32.74 and a two-hundred day moving average price of $35.36.

Regional Management (NYSE:RM) last released its quarterly earnings data on Wednesday, October 28th. The credit services provider reported $1.61 EPS for the quarter, beating the consensus estimate of $1.47 by $0.14. Regional Management had a return on equity of 12.49% and a net margin of 6.98%. The company had revenue of $178.78 million during the quarter, compared to the consensus estimate of $174.69 million.

Regional Management Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Wednesday, December 16th. Investors of record on Wednesday, November 18th will be issued a dividend of $0.30 per share. The ex-dividend date is Wednesday, November 18th. This represents a $1.20 dividend on an annualized basis and a yield of 3.1%. Regional Management’s dividend payout ratio (DPR) is presently 25.26%.

Regional Management News Summary

Here are the key news stories impacting Regional Management this week:

• Positive Sentiment: Third-quarter diluted EPS was $1.61, exceeding the $1.47 analyst consensus, while revenue rose 8.0% year over year to a record $178.8 million, above the $174.69 million estimate. Net income increased 5.3% to $15.1 million. Regional Management quarterly earnings report
• Positive Sentiment: Net finance receivables grew 7.6% year over year to approximately $2.2 billion, indicating continued portfolio expansion. Management is forecasting 5% to 7% portfolio growth in 2026 and is targeting a long-term return on equity above 18%. Regional Management growth and ROE outlook
• Positive Sentiment: Regional Management declared a quarterly dividend of $0.30 per share, or $1.20 annualized, representing a yield of roughly 3.6% based on the supplied share price. The dividend is payable December 16 to shareholders of record November 18. Regional Management third-quarter dividend announcement
• Neutral Sentiment: The company also disclosed leadership changes. While management emphasized growth and profitability goals, investors may seek additional details on the transition and its effect on execution. Regional Management Q3 results and leadership changes
• Negative Sentiment: Credit costs increased: the provision for credit losses rose 9.4% to $66.2 million, and the net credit loss rate worsened to 10.9% from 10.2% a year earlier. This remains a key risk for future earnings as the loan portfolio expands. Regional Management record revenue and credit-loss report

About Regional Management

Regional Management Corp. (NYSE: RM) is a consumer finance company that provides credit products to individuals who may have limited access to traditional bank financing. The company primarily offers small and medium-sized installment loans, including secured and unsecured personal loans, through a network of local branches and digital channels.

Its services may also include optional credit-related products, such as insurance and other ancillary offerings associated with consumer lending.