Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) Stock Has Consensus Price Target of $12.29 According to Brokerages

Shares of Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) have been given a consensus recommendation of “Reduce” by the eight analysts that are currently covering the stock, MarketBeat.com reports. Four research analysts have rated the stock with a sell rating, three have given a hold rating and one has assigned a buy rating to the company. The average 1-year price target among analysts that have issued a report on the stock in the last year is $12.29.

A number of brokerages have recently weighed in on QFIN. Deutsche Bank Aktiengesellschaft set a $13.00 price target on Qfin in a report on Wednesday, August 12th. Jefferies Financial Group reiterated a “buy” rating and set a $15.40 target price on shares of Qfin in a research note on Wednesday, August 26th. Weiss Ratings restated a “sell (d+)” rating on shares of Qfin in a research report on Friday, October 9th. Citigroup lowered shares of Qfin from a “buy” rating to a “sell” rating and set a $8.00 price target for the company. in a report on Wednesday, August 26th. Finally, JPMorgan Chase & Co. downgraded shares of Qfin from a “neutral” rating to an “underweight” rating and lowered their price objective for the company from $13.50 to $9.00 in a research report on Wednesday, August 26th.

Qfin Stock Performance

Shares of QFIN stock opened at $5.49 on Friday. The company has a debt-to-equity ratio of 0.03, a quick ratio of 2.17 and a current ratio of 2.17. Qfin has a one year low of $5.23 and a one year high of $25.03. The company’s 50-day simple moving average is $7.59 and its 200-day simple moving average is $12.62. The stock has a market capitalization of $668.41 million, a price-to-earnings ratio of 1.32 and a beta of 0.55.

Qfin (NASDAQ:QFIN) last announced its quarterly earnings data on Friday, August 14th. The company reported $0.55 earnings per share for the quarter. Qfin had a return on equity of 15.23% and a net margin of 22.23%. The firm had revenue of $524.96 million during the quarter. Equities analysts anticipate that Qfin will post 2.43 earnings per share for the current fiscal year.

Qfin Cuts Dividend

The firm also recently announced a dividend, which was paid on Thursday, October 1st. Shareholders of record on Wednesday, September 9th were issued a $0.46 dividend. This is a decrease from Qfin’s previous dividend of $0.78. This represents a yield of 1,070.0%. The ex-dividend date of this dividend was Wednesday, September 9th. Qfin’s dividend payout ratio is 21.63%.

Qfin News Roundup

Here are the key news stories impacting Qfin this week:

• Negative Sentiment: A federal securities class action has been filed against Qfin and certain senior executives. The complaint alleges that the company failed to disclose the scope and severity of regulatory headwinds affecting its business, while portraying its operations as stable and resilient. The alleged violations relate to Qfin securities purchased between March 18 and August 25, 2026. QFIN Investor Class Action Filed
• Negative Sentiment: Several law firms said the lawsuit followed a sharp prior decline in QFIN shares—described in filings and alerts as approximately 18% to 19%—after investors reacted to regulatory issues and their alleged effect on Qfin’s results. The repeated announcements increase visibility around the litigation and may weigh on investor sentiment. QFIN Stock Market Alert
• Negative Sentiment: Announcements from Pomerantz, Robbins, Rosen, Faruqi & Faruqi, Kaplan Fox, Bernstein Liebhard, Glancy Prongay Wolke & Rotter, and other firms are largely duplicative reminders rather than evidence of separate new lawsuits. Nevertheless, they highlight potential legal costs, management distraction, reputational damage, and uncertainty over possible investor damages. Pomerantz Class Action Filing
• Neutral Sentiment: Investors seeking to serve as lead plaintiff generally face deadlines of November 27 or November 30, 2026, depending on the notice. The allegations remain unproven, and the announcements do not provide new operating or earnings data. QFIN has recently traded near its one-year low and below its 50-day and 200-day moving averages, reflecting ongoing market weakness.

Insider Transactions at Qfin

In other Qfin news, Director Andrew Yan sold 330,000 shares of Qfin stock in a transaction that occurred on Thursday, September 24th. The stock was sold at an average price of $7.52, for a total value of $2,481,600.00. Following the completion of the transaction, the director directly owned 326,700 shares in the company, valued at $2,456,784. The trade was a 50.25% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available at this link. Insiders have sold a total of 657,550 shares of company stock valued at $4,889,121 over the last quarter. Company insiders own 17.10% of the company’s stock.

Hedge Funds Weigh In On Qfin

Several institutional investors have recently made changes to their positions in QFIN. Asset Management One Co. Ltd. raised its stake in Qfin by 90.1% during the 3rd quarter. Asset Management One Co. Ltd. now owns 5,518 shares of the company’s stock valued at $37,000 after purchasing an additional 2,615 shares during the period. Apollon Wealth Management LLC acquired a new position in Qfin during the third quarter valued at $69,000. Fifth Third Wealth Advisors LLC acquired a new position in Qfin during the third quarter valued at $265,000. Ramsey Quantitative Systems lifted its stake in Qfin by 283.0% in the 3rd quarter. Ramsey Quantitative Systems now owns 50,175 shares of the company’s stock worth $336,000 after acquiring an additional 37,075 shares in the last quarter. Finally, SBI Securities Co. Ltd. lifted its stake in Qfin by 73.7% in the 3rd quarter. SBI Securities Co. Ltd. now owns 5,492 shares of the company’s stock worth $37,000 after acquiring an additional 2,330 shares in the last quarter. 74.81% of the stock is owned by institutional investors.

Qfin Company Profile

Qifu Technology, Inc (NASDAQ: QFIN), formerly known as 360 DigiTech, Inc, is a China-based financial technology company. It operates a technology platform that connects individual borrowers with financial institution partners and supports the origination, underwriting, servicing and management of consumer credit products.

The company uses data analytics, artificial intelligence and other digital tools to assess credit risk and improve lending efficiency. Its platform supports products and services designed to provide personal loans and other consumer financing options, primarily through online and mobile channels.