Bay Commercial Bank (BCML) Projected to Announce Quarterly Earnings on Thursday

Bay Commercial Bank (NASDAQ:BCML) will likely be posting its Q3 2026 results after the market closes on Thursday, October 22nd. Analysts expect the company to post earnings of $0.5580 per share and revenue of $26.08 million for the quarter. Individuals are encouraged to explore the company’s upcoming Q3 2026 earnings overview page for the latest details on the call scheduled for Thursday, October 29, 2026 at 3:00 PM ET.

Bay Commercial Bank (NASDAQ:BCML) last announced its quarterly earnings data on Thursday, July 23rd. The company reported ($0.64) earnings per share for the quarter, missing the consensus estimate of $0.64 by ($1.28). Bay Commercial Bank had a net margin of 9.20% and a return on equity of 6.98%. The firm had revenue of $1.49 million during the quarter, compared to the consensus estimate of $26.30 million. On average, analysts expect Bay Commercial Bank to post $2.14 EPS for the current fiscal year and $2.41 EPS for the next fiscal year.

Bay Commercial Bank Trading Up 0.8%

Shares of NASDAQ BCML opened at $31.26 on Wednesday. The stock’s 50 day moving average price is $30.49 and its two-hundred day moving average price is $30.96. Bay Commercial Bank has a 52-week low of $26.78 and a 52-week high of $34.98. The stock has a market capitalization of $341.36 million, a P/E ratio of 26.05 and a beta of 0.32. The company has a quick ratio of 1.04, a current ratio of 1.04 and a debt-to-equity ratio of 0.09.

Bay Commercial Bank Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Thursday, October 8th. Stockholders of record on Thursday, September 10th were given a $0.30 dividend. The ex-dividend date was Thursday, September 10th. This represents a $1.20 annualized dividend and a dividend yield of 3.8%. Bay Commercial Bank’s dividend payout ratio (DPR) is presently 100.00%.

Wall Street Analyst Weigh In

A number of brokerages have recently weighed in on BCML. Zacks Research upgraded Bay Commercial Bank from a “strong sell” rating to a “hold” rating in a report on Monday, September 28th. Benchmark raised Bay Commercial Bank to a “strong-buy” rating in a research report on Wednesday, September 23rd. Wall Street Zen upgraded Bay Commercial Bank from a “strong sell” rating to a “sell” rating in a research note on Saturday, September 5th. Finally, Weiss Ratings cut Bay Commercial Bank from a “buy (b-)” rating to a “hold (c+)” rating in a research note on Friday, October 9th. One equities research analyst has rated the stock with a Strong Buy rating and four have assigned a Hold rating to the company’s stock. According to MarketBeat, the stock currently has an average rating of “Hold” and an average price target of $34.00.

Insider Activity at Bay Commercial Bank

In other Bay Commercial Bank news, CEO Christopher Baron acquired 8,250 shares of the company’s stock in a transaction that occurred on Monday, August 10th. The shares were purchased at an average price of $30.39 per share, for a total transaction of $250,717.50. Following the completion of the purchase, the chief executive officer directly owned 9,247 shares in the company, valued at $281,016.33. The trade was a 827.48% increase in their ownership of the stock. The acquisition was disclosed in a filing with the SEC, which is accessible through this link. Also, Director Robert Laverne acquired 1,000 shares of the company’s stock in a transaction that occurred on Thursday, August 20th. The shares were acquired at an average price of $29.95 per share, for a total transaction of $29,950.00. Following the purchase, the director owned 92,628 shares of the company’s stock, valued at $2,774,208.60. This trade represents a 1.09% increase in their ownership of the stock. Additional details regarding this purchase are available in the official SEC disclosure. Insiders acquired a total of 14,250 shares of company stock valued at $431,518 in the last quarter. Insiders own 2.90% of the company’s stock.

Bay Commercial Bank Company Profile

BayCom Corp. is the bank holding company for Bay Community Bank, a community banking institution formerly known as Bay Commercial Bank. Headquartered in Walnut Creek, California, the bank focuses on serving small and midsized businesses, professionals, nonprofit organizations and individuals in Northern California.

Bay Community Bank provides commercial and consumer banking services, including business loans, commercial real estate financing, construction and equipment loans, residential real estate loans, lines of credit, and consumer lending.