XBP Global (NASDAQ:XBP) vs. Equifax (NYSE:EFX) Head-To-Head Comparison

XBP Global (NASDAQ:XBP) and Equifax (NYSE:EFX) are both industrials companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, profitability, dividends, valuation, analyst recommendations, risk and earnings.

Risk and Volatility

XBP Global has a beta of -0.47, meaning that its stock price is 147% less volatile than the S&P 500. Comparatively, Equifax has a beta of 1.35, meaning that its stock price is 35% more volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent recommendations and price targets for XBP Global and Equifax, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
XBP Global	1	0	1	0	2.00
Equifax	0	6	15	0	2.71

XBP Global presently has a consensus price target of $5.00, suggesting a potential upside of 55.76%. Equifax has a consensus price target of $206.90, suggesting a potential upside of 42.01%. Given XBP Global’s higher probable upside, equities analysts clearly believe XBP Global is more favorable than Equifax.

Earnings & Valuation

This table compares XBP Global and Equifax”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
XBP Global	$791.04 million	0.05	$1.10 billion	($3.70)	-0.87
Equifax	$6.07 billion	2.82	$660.30 million	$5.69	25.60

XBP Global has higher earnings, but lower revenue than Equifax. XBP Global is trading at a lower price-to-earnings ratio than Equifax, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares XBP Global and Equifax’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
XBP Global	134.88%	1,328.38%	122.34%
Equifax	10.73%	21.61%	8.41%

Institutional and Insider Ownership

15.7% of XBP Global shares are held by institutional investors. Comparatively, 96.2% of Equifax shares are held by institutional investors. 31.4% of XBP Global shares are held by insiders. Comparatively, 1.7% of Equifax shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Equifax beats XBP Global on 8 of the 14 factors compared between the two stocks.

About XBP Global

XBP Europe Holdings, Inc. provides bills, payments, and related solutions and services in France, Germany, the United Kingdom, Sweden, and internationally. The company operates through two segments, Bills & Payments and Technology. The Bills & Payments segment focuses on optimizing how bills and payments are processed by businesses of all sizes and industries. This segment also offers automation of accounts payable and accounts receivables processes and seeks to integrate buyers and suppliers, as well as engages in digital transformation business. The Technology segment engages in the sale of recurring software licenses and related maintenance, and hardware solutions, as well as provision of related maintenance and professional services. In addition, the company offers XBP platform that provides a secured network allowing billers, consumers, and businesses to communicate and transact; XBP Omnidirect, a cloud-based platform that provides enterprise level client communication management; and Reaktr.ai for cybersecurity, data modernization and cloud management, and generative AI. Further, it provides request to pay solutions; enterprise information management solutions; robotic process automation solutions; digital mailroom and records digitization solutions; business process management and intelligent workflow automation solutions; integrated communications solution; banking and financial industry solutions and services; cross-border payments; digitization of checks; confirmation of payee; and mortgage and loan management solutions. The company is based in Egham, the United Kingdom. XBP Europe Holdings, Inc. operates as a subsidiary of Exela Technologies, Inc.

About Equifax

Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that assist them in complying with and automating payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, retail, telecommunications, utilities, automotive, brokerage, healthcare, and insurance industries, as well as government agencies. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.