Qfin (NASDAQ:QFIN) Sets New 52-Week Low – Here’s Why

Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) shares hit a new 52-week low during trading on Wednesday. The stock traded as low as $6.21 and last traded at $6.2750, with a volume of 98653 shares trading hands. The stock had previously closed at $6.37.

Key Qfin News

Here are the key news stories impacting Qfin this week:

• Negative Sentiment: A securities class action has been filed in the Eastern District of New York against Qfin and certain officers, alleging violations of federal securities laws. The proposed class covers investors who purchased QFIN securities from March 18 through August 25, 2026. Pomerantz class action announcement
• Negative Sentiment: The lawsuit reportedly alleges that Qfin misrepresented the resilience and stability of its business while changes to Chinese consumer-credit regulations were already weakening results. One notice references an approximately 18% stock decline, although the allegations have not been proven. SueWallSt Qfin notice
• Negative Sentiment: Several firms—including Rosen, Kaplan Fox, Bronstein Gewirtz & Grossman, Pomerantz, and Faruqi & Faruqi—are soliciting investors to participate or seek lead-plaintiff status. Lead-plaintiff deadlines vary by notice: November 27, 2026, for Kaplan Fox and November 30, 2026, for Rosen and Faruqi. The repeated announcements amplify visibility around potential litigation costs, management distraction, and reputational risk. Rosen Qfin investor notice

Wall Street Analysts Forecast Growth

Several equities analysts have recently issued reports on the company. Weiss Ratings lowered Qfin from a “hold (c-)” rating to a “sell (d+)” rating in a research note on Monday, July 13th. Bank of America reaffirmed a “neutral” rating on shares of Qfin in a research note on Thursday, September 10th. Morgan Stanley cut Qfin from an “overweight” rating to an “equal weight” rating and set a $13.00 target price on the stock. in a research report on Wednesday, August 26th. Jefferies Financial Group reissued a “buy” rating and set a $15.40 target price on shares of Qfin in a research note on Wednesday, August 26th. Finally, Zacks Research cut shares of Qfin from a “hold” rating to a “strong sell” rating in a report on Friday, August 28th. One research analyst has rated the stock with a Buy rating, three have issued a Hold rating and four have assigned a Sell rating to the company. Based on data from MarketBeat.com, Qfin has an average rating of “Reduce” and a consensus target price of $12.29.

Qfin Stock Down 1.5%

The company has a market capitalization of $741.46 million, a price-to-earnings ratio of 1.46 and a beta of 0.55. The company has a debt-to-equity ratio of 0.03, a current ratio of 2.17 and a quick ratio of 2.17. The firm’s fifty day moving average price is $9.54 and its 200-day moving average price is $12.36.

Qfin (NASDAQ:QFIN) last released its quarterly earnings data on Friday, August 14th. The company reported $0.55 earnings per share for the quarter. Qfin had a return on equity of 15.23% and a net margin of 22.23%.The company had revenue of $524.96 million for the quarter. Sell-side analysts expect that Qfin Holdings Inc. – Sponsored ADR will post 2.42 earnings per share for the current fiscal year.

Qfin Cuts Dividend

The company also recently declared a dividend, which was paid on Thursday, October 1st. Stockholders of record on Wednesday, September 9th were issued a dividend of $0.46 per share. This represents a dividend yield of 1,070.0%. This is a decrease from Qfin’s previous dividend of $0.78. The ex-dividend date was Wednesday, September 9th. Qfin’s dividend payout ratio (DPR) is presently 21.63%.

Insider Activity

In related news, Director Andrew Yan sold 330,000 shares of the firm’s stock in a transaction that occurred on Thursday, September 24th. The shares were sold at an average price of $7.52, for a total value of $2,481,600.00. Following the completion of the transaction, the director owned 326,700 shares in the company, valued at $2,456,784. This trade represents a 50.25% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. Insiders sold a total of 657,550 shares of company stock valued at $4,889,121 over the last three months. Corporate insiders own 17.10% of the company’s stock.

Hedge Funds Weigh In On Qfin

Several large investors have recently modified their holdings of QFIN. Caitong International Asset Management Co. Ltd grew its stake in shares of Qfin by 813.7% in the fourth quarter. Caitong International Asset Management Co. Ltd now owns 4,669 shares of the company’s stock worth $90,000 after purchasing an additional 4,158 shares during the last quarter. QRG Capital Management Inc. bought a new position in Qfin during the 1st quarter worth $136,000. DGS Capital Management LLC raised its position in Qfin by 8.8% during the 1st quarter. DGS Capital Management LLC now owns 10,906 shares of the company’s stock worth $141,000 after purchasing an additional 878 shares during the last quarter. Ramsey Quantitative Systems acquired a new position in Qfin during the 2nd quarter worth about $207,000. Finally, Royal Bank of Canada lifted its holdings in Qfin by 247.8% during the 1st quarter. Royal Bank of Canada now owns 24,063 shares of the company’s stock worth $311,000 after buying an additional 17,144 shares during the period. Institutional investors own 74.81% of the company’s stock.

Qfin Company Profile

Qifu Technology, Inc, formerly known as 360 DigiTech, Inc and 360 Finance, is a China-based financial technology company. The company operates a technology platform that connects consumers seeking credit with financial institutions and other lending partners.

Qifu provides online consumer finance services, including credit assessment, loan facilitation, risk management, and post-loan servicing. Its technology uses data analysis, artificial intelligence, and automated tools to support borrower acquisition, underwriting, transaction processing, and credit monitoring.