FirstSun Capital Bancorp (NASDAQ:FSUN) and NatWest Group (NYSE:NWG) Critical Comparison

NatWest Group (NYSE:NWG) and FirstSun Capital Bancorp (NASDAQ:FSUN) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, institutional ownership, earnings, dividends, valuation, analyst recommendations and profitability.

Volatility & Risk

NatWest Group has a beta of 0.94, meaning that its share price is 6% less volatile than the S&P 500. Comparatively, FirstSun Capital Bancorp has a beta of 0.34, meaning that its share price is 66% less volatile than the S&P 500.

Institutional and Insider Ownership

1.3% of NatWest Group shares are owned by institutional investors. 10.5% of FirstSun Capital Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares NatWest Group and FirstSun Capital Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
NatWest Group	20.10%	14.01%	0.82%
FirstSun Capital Bancorp	6.60%	7.16%	0.92%

Analyst Ratings

This is a breakdown of current ratings and recommmendations for NatWest Group and FirstSun Capital Bancorp, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NatWest Group	0	3	4	1	2.75
FirstSun Capital Bancorp	0	2	3	1	2.83

FirstSun Capital Bancorp has a consensus target price of $45.25, suggesting a potential upside of 14.50%. Given FirstSun Capital Bancorp’s stronger consensus rating and higher probable upside, analysts plainly believe FirstSun Capital Bancorp is more favorable than NatWest Group.

Earnings & Valuation

This table compares NatWest Group and FirstSun Capital Bancorp”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NatWest Group	$38.91 billion	1.81	$7.69 billion	$2.01	8.79
FirstSun Capital Bancorp	$569.65 million	3.23	$97.94 million	$1.97	20.06

NatWest Group has higher revenue and earnings than FirstSun Capital Bancorp. NatWest Group is trading at a lower price-to-earnings ratio than FirstSun Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Summary

NatWest Group beats FirstSun Capital Bancorp on 8 of the 14 factors compared between the two stocks.

About NatWest Group

NatWest Group plc, together with its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers in the United Kingdom and internationally. It operates through Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. The Private Banking segment provides private banking and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment offers banking and financial solutions to large corporate organisations, multi-nationals, and financial institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.

About FirstSun Capital Bancorp

FirstSun Capital Bancorp engages in the provision of commercial banking services. It operates through the following segments: Banking, Mortgage Operations, and Corporate. The Banking segment consists of loans and provides deposits and fee-based services to consumer, business, and mortgage lending customers. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans to sell and hold. The company is founded on November 9, 1981 headquartered in Denver, CO.