UWM Holdings Corporation (NYSE:UWMC) Stock Has Consensus Target Price of $4.01 According to Analysts

UWM Holdings Corporation (NYSE:UWMC) has been given a consensus rating of “Hold” by the fourteen ratings firms that are currently covering the stock, MarketBeat reports. Two investment analysts have rated the stock with a sell recommendation, six have issued a hold recommendation and six have assigned a buy recommendation to the company. The average 12-month price target among brokers that have updated their coverage on the stock in the last year is $4.01.

A number of research firms have recently commented on UWMC. Morgan Stanley lowered their target price on UWM from $5.00 to $3.00 and set an “equal weight” rating on the stock in a research note on Monday, July 20th. Stephens reduced their price target on shares of UWM from $3.00 to $2.00 and set an “equal weight” rating for the company in a research report on Friday, August 7th. Wall Street Zen downgraded shares of UWM from a “hold” rating to a “sell” rating in a report on Saturday, August 15th. Keefe, Bruyette & Woods lowered their price objective on shares of UWM from $3.75 to $2.75 and set an “outperform” rating on the stock in a research report on Monday, August 10th. Finally, Citigroup upgraded shares of UWM to an “outperform” rating in a research note on Wednesday, July 29th.

Institutional Investors Weigh In On UWM

Hedge funds have recently modified their holdings of the stock. Kera Capital Partners Inc. purchased a new position in UWM in the fourth quarter valued at approximately $47,000. Meeder Advisory Services Inc. purchased a new stake in UWM in the second quarter worth $25,000. EverSource Wealth Advisors LLC increased its position in UWM by 138.8% in the fourth quarter. EverSource Wealth Advisors LLC now owns 11,309 shares of the company’s stock worth $50,000 after buying an additional 6,574 shares during the last quarter. Fifth Third Bancorp bought a new stake in shares of UWM in the first quarter valued at $41,000. Finally, Caitong International Asset Management Co. Ltd raised its stake in shares of UWM by 1,570.0% in the fourth quarter. Caitong International Asset Management Co. Ltd now owns 12,191 shares of the company’s stock valued at $53,000 after buying an additional 11,461 shares during the period. Institutional investors own 53.59% of the company’s stock.

Key Headlines Impacting UWM

Here are the key news stories impacting UWM this week:

• Neutral Sentiment: Multiple firms, including Rosen Law Firm and Kaplan Fox, reminded investors who purchased UWMC securities between March 9 and August 5, 2026, that they may seek appointment as lead plaintiff. Most notices cite an October 13 deadline, while one notice references October 12. Rosen Law Firm deadline notice
• Negative Sentiment: The lawsuits allege that UWM Holdings inadequately disclosed the scale of its mortgage-servicing-rights hedging exposure. The firms point to a reported $603.2 million hedge or derivative loss connected to the failed bid for Two Harbors Investment Corp. and question whether descriptions of a “natural hedge,” “other interest rate derivatives” and related risk tables adequately informed investors. Rosen securities class action notice
• Negative Sentiment: Several notices say UWMC shares fell roughly 34% on August 6 after the hedge loss became known and after UWM agreed to a plan that could substantially dilute existing shareholders. The prospect of litigation, financial liability and further dilution is likely weighing on sentiment and adds to the stock’s existing volatility. Hagens Berman UWMC alert

UWM Stock Performance

Shares of UWMC opened at $1.19 on Monday. The stock has a 50 day moving average of $1.48 and a 200 day moving average of $2.45. The company has a market capitalization of $1.90 billion, a price-to-earnings ratio of -14.81, a PEG ratio of 2.21 and a beta of 1.76. UWM has a 12 month low of $0.93 and a 12 month high of $6.31. The company has a current ratio of 1.64, a quick ratio of 1.64 and a debt-to-equity ratio of 6.05.

UWM (NYSE:UWMC) last posted its quarterly earnings data on Thursday, August 6th. The company reported ($0.23) earnings per share for the quarter, missing the consensus estimate of $0.07 by ($0.30). The business had revenue of $162.13 million during the quarter, compared to analysts’ expectations of $727.46 million. UWM had a negative return on equity of 6.20% and a negative net margin of 1.04%. As a group, sell-side analysts forecast that UWM will post 0.08 earnings per share for the current year.

UWM Company Profile

UWM Holdings Corporation, operating through United Wholesale Mortgage (UWM), is a wholesale mortgage lender headquartered in Pontiac, Michigan. The company originates residential home loans through a network of independent mortgage brokers rather than lending directly to consumers. Its platform is designed to help brokers submit, process and close mortgage applications on behalf of homebuyers and homeowners.

UWM offers a range of mortgage products, including conventional, government-backed FHA, VA and USDA loans, jumbo mortgages, and other specialized financing options.