Circle Internet Group (NYSE:CRCL) and Remitly Global (NASDAQ:RELY) Financial Comparison

Circle Internet Group (NYSE:CRCL) and Remitly Global (NASDAQ:RELY) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, profitability, earnings, valuation, risk and dividends.

Valuation and Earnings

This table compares Circle Internet Group and Remitly Global”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Circle Internet Group	$2.75 billion	8.22	-$69.51 million	$1.46	60.91
Remitly Global	$1.64 billion	2.77	$67.93 million	$1.39	15.37

Remitly Global has lower revenue, but higher earnings than Circle Internet Group. Remitly Global is trading at a lower price-to-earnings ratio than Circle Internet Group, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a breakdown of recent ratings and target prices for Circle Internet Group and Remitly Global, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Circle Internet Group	4	12	10	1	2.30
Remitly Global	0	1	10	2	3.08

Circle Internet Group currently has a consensus target price of $99.94, indicating a potential upside of 12.39%. Remitly Global has a consensus target price of $27.78, indicating a potential upside of 30.05%. Given Remitly Global’s stronger consensus rating and higher probable upside, analysts plainly believe Remitly Global is more favorable than Circle Internet Group.

Institutional and Insider Ownership

74.3% of Remitly Global shares are owned by institutional investors. 10.8% of Circle Internet Group shares are owned by insiders. Comparatively, 6.5% of Remitly Global shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Circle Internet Group and Remitly Global’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Circle Internet Group	15.53%	13.58%	0.58%
Remitly Global	16.85%	33.33%	21.92%

Risk & Volatility

Circle Internet Group has a beta of 0.59, indicating that its share price is 41% less volatile than the S&P 500. Comparatively, Remitly Global has a beta of 0.36, indicating that its share price is 64% less volatile than the S&P 500.

Summary

Remitly Global beats Circle Internet Group on 8 of the 14 factors compared between the two stocks.

About Circle Internet Group

Founded in 2013, Circle’s mission is to raise global economic prosperity through the frictionless exchange of value. We intend to connect the world more deeply by building a new global economic system on the foundation of the internet, and to facilitate the creation of a world where everyone, everywhere can share value as easily as we can today share information, content, and communications. Since inception, we have relentlessly pursued our mission and vision, building fundamental technology for the internet financial system. We have forged paths toward mainstream acceptance through persistent and active engagement with policymakers and regulators globally, and have seen institutional and consumer knowledge and acceptance of internet-native financial assets approach critical mass. Large and influential players in the incumbent financial services system are increasingly embracing digital assets broadly and stablecoins specifically. Circle’s innovative products reach tens of millions of end-users, power thousands of businesses, and, as of March 31, 2025, USDC has been used for more than $25 trillion in onchain transactions. While we have made strong progress in our pursuit of our mission and vision over the past decade, we believe the internet financial system is in its infancy with decades of growth and innovation ahead. Our principal executive office is located in New York, NY.

About Remitly Global

Remitly Global, Inc. provides digital financial services for immigrants and their families. It primarily offers cross-border remittance services in approximately 170 countries. The company was incorporated in 2011 and is headquartered in Seattle, Washington.