Fair Isaac (NYSE:FICO) Reaches New 12-Month Low – What’s Next?

Fair Isaac Corporation (NYSE:FICO) reached a new 52-week low during trading on Thursday. The stock traded as low as $865.27 and last traded at $869.3050, with a volume of 101209 shares changing hands. The stock had previously closed at $879.62.

Analyst Upgrades and Downgrades

FICO has been the topic of several research reports. Jefferies Financial Group set a $1,675.00 price objective on shares of Fair Isaac in a research note on Monday, August 3rd. Barclays decreased their target price on Fair Isaac from $1,950.00 to $1,700.00 and set an “overweight” rating for the company in a research note on Monday, August 10th. UBS Group lowered their target price on Fair Isaac from $1,200.00 to $1,130.00 and set a “neutral” rating for the company in a report on Wednesday, August 12th. Weiss Ratings cut Fair Isaac from a “hold (c)” rating to a “hold (c-)” rating in a research report on Monday, September 14th. Finally, Needham & Company LLC reissued a “buy” rating and issued a $1,650.00 price target on shares of Fair Isaac in a report on Thursday, July 30th. Eleven research analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the company’s stock. According to MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and an average price target of $1,546.00.

Fair Isaac Stock Performance

The stock’s fifty day moving average is $1,078.15 and its two-hundred day moving average is $1,120.28. The firm has a market cap of $18.68 billion, a price-to-earnings ratio of 24.98, a PEG ratio of 0.77 and a beta of 1.32.

Fair Isaac (NYSE:FICO) last issued its quarterly earnings data on Wednesday, July 29th. The technology company reported $12.18 earnings per share for the quarter, beating the consensus estimate of $11.76 by $0.42. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. The firm had revenue of $674.19 million for the quarter, compared to the consensus estimate of $679.17 million. During the same period last year, the firm posted $8.57 EPS. Fair Isaac’s quarterly revenue was up 25.7% compared to the same quarter last year. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. Sell-side analysts predict that Fair Isaac Corporation will post 37.2 earnings per share for the current year.

Insider Activity

In related news, Director Eva Manolis sold 967 shares of the stock in a transaction that occurred on Wednesday, July 29th. The stock was sold at an average price of $1,400.00, for a total value of $1,353,800.00. Following the completion of the transaction, the director directly owned 498 shares of the company’s stock, valued at $697,200. This represents a 66.01% decrease in their position. The sale was disclosed in a filing with the SEC, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Corporate insiders own 3.02% of the company’s stock.

Institutional Trading of Fair Isaac

Several hedge funds have recently added to or reduced their stakes in FICO. Envestnet Portfolio Solutions Inc. grew its stake in shares of Fair Isaac by 4.8% in the second quarter. Envestnet Portfolio Solutions Inc. now owns 1,592 shares of the technology company’s stock worth $1,902,000 after purchasing an additional 73 shares in the last quarter. Capstone Financial Advisors Inc. bought a new stake in shares of Fair Isaac during the second quarter valued at about $208,000. Sequoia Financial Advisors LLC raised its stake in shares of Fair Isaac by 15.4% during the second quarter. Sequoia Financial Advisors LLC now owns 1,089 shares of the technology company’s stock valued at $1,301,000 after purchasing an additional 145 shares in the last quarter. National Pension Service lifted its holdings in Fair Isaac by 14.0% in the second quarter. National Pension Service now owns 42,022 shares of the technology company’s stock worth $50,207,000 after purchasing an additional 5,147 shares during the period. Finally, Pinnacle Wealth Management Advisory Group LLC acquired a new stake in Fair Isaac in the second quarter worth about $215,000. Institutional investors own 85.75% of the company’s stock.

Fair Isaac Company Profile

Fair Isaac Corp. (NYSE:FICO), commonly known as FICO, is an analytics and decision-management software company best known for developing the FICO Score. The company’s scoring and predictive analytics products help lenders and other businesses evaluate credit risk, manage customer relationships and make data-driven decisions.

FICO provides software and services for a range of industries, including banking, insurance, telecommunications, retail and government. Its offerings include credit scoring solutions, fraud detection and prevention tools, customer engagement platforms, marketing analytics, and decision automation software designed to help organizations manage risk and improve operational efficiency.

The company was founded in 1956 by Bill Fair and Earl Isaac and originally operated as Fair, Isaac and Company.