Financial Analysis: UP Fintech (NASDAQ:TIGR) & TPG (NASDAQ:TPG)

TPG (NASDAQ:TPG) and UP Fintech (NASDAQ:TIGR) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, dividends, earnings and risk.

Profitability

This table compares TPG and UP Fintech’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
TPG	4.67%	28.10%	8.03%
UP Fintech	16.22%	13.11%	1.23%

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for TPG and UP Fintech, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TPG	0	4	13	0	2.76
UP Fintech	1	2	4	0	2.43

TPG presently has a consensus price target of $63.33, suggesting a potential upside of 37.03%. UP Fintech has a consensus price target of $8.16, suggesting a potential upside of 72.10%. Given UP Fintech’s higher probable upside, analysts plainly believe UP Fintech is more favorable than TPG.

Earnings & Valuation

This table compares TPG and UP Fintech”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TPG	$4.67 billion	3.80	$184.59 million	$0.66	70.03
UP Fintech	$687.88 million	1.31	$170.90 million	$0.59	8.03

TPG has higher revenue and earnings than UP Fintech. UP Fintech is trading at a lower price-to-earnings ratio than TPG, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

94.0% of TPG shares are held by institutional investors. Comparatively, 9.0% of UP Fintech shares are held by institutional investors. 61.4% of TPG shares are held by insiders. Comparatively, 50.9% of UP Fintech shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Volatility and Risk

TPG has a beta of 1.47, suggesting that its stock price is 47% more volatile than the S&P 500. Comparatively, UP Fintech has a beta of 0.51, suggesting that its stock price is 49% less volatile than the S&P 500.

Summary

TPG beats UP Fintech on 12 of the 14 factors compared between the two stocks.

About TPG

TPG Inc. operates as an alternative asset manager in the United States and internationally. The company offers investment management services to TPG Funds, limited partners, and other vehicles. It also offers monitoring services to portfolio companies; advisory, debt and equity arrangement, and underwriting and placement services; and capital structuring and other advisory services to portfolio companies. In addition, the company invests in private equity funds, real estate funds, hedge funds, and credit funds. TPG Inc. was founded in 1992 and is based in Fort Worth, Texas. The company operates as a subsidiary of TPG GP A, LLC.

About UP Fintech

UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors. The company has developed a brokerage platform, which allows investor to trade stocks, options, warrants, and other financial instruments that can be accessed through its APP and website. It offers brokerage and value-added services, including investor education, community engagement, and IR platform services. In addition, the company provides trade execution, margin financing, and securities lending services; asset management and wealth management; ESOP management; fund license application, product design, asset custody, transaction execution, and funding allocation; fund structuring and management; and IPO underwriting services. Further, it offers market information, community engagement, and simulated trading services. UP Fintech Holding Limited was founded in 2014 and is based in Beijing, China.