VIRGINIA RETIREMENT SYSTEMS ET Al Buys New Position in Fair Isaac Corporation $FICO

VIRGINIA RETIREMENT SYSTEMS ET Al bought a new stake in shares of Fair Isaac Corporation (NYSE:FICO) during the 2nd quarter, according to the company in its most recent Form 13F filing with the SEC. The firm bought 33,029 shares of the technology company’s stock, valued at approximately $39,462,000. VIRGINIA RETIREMENT SYSTEMS ET Al owned 0.15% of Fair Isaac at the end of the most recent quarter.

Several other hedge funds and other institutional investors have also recently added to or reduced their stakes in the company. Canada Pension Plan Investment Board bought a new stake in Fair Isaac in the second quarter worth about $1,737,000. Bank of America Corp DE grew its stake in shares of Fair Isaac by 5.7% in the 1st quarter. Bank of America Corp DE now owns 133,448 shares of the technology company’s stock worth $142,461,000 after purchasing an additional 7,154 shares during the last quarter. Soltis Investment Advisors LLC acquired a new position in shares of Fair Isaac in the 4th quarter worth approximately $2,379,000. Brighton Jones LLC raised its holdings in shares of Fair Isaac by 168.7% in the 4th quarter. Brighton Jones LLC now owns 481 shares of the technology company’s stock worth $958,000 after purchasing an additional 302 shares in the last quarter. Finally, Titan Global Capital Management USA LLC lifted its stake in Fair Isaac by 42.6% during the fourth quarter. Titan Global Capital Management USA LLC now owns 7,993 shares of the technology company’s stock valued at $13,513,000 after purchasing an additional 2,387 shares during the last quarter. Institutional investors own 85.75% of the company’s stock.

Trending Headlines about Fair Isaac

Here are the key news stories impacting Fair Isaac this week:

• Neutral Sentiment: Fair Isaac’s recent quarterly results showed strong underlying performance: earnings exceeded estimates, revenue increased 25.7% year over year, and scores revenue grew 41%. However, the results also highlighted the importance of mortgage-related scoring revenue, making the company more sensitive to increased competition in that market.
• Negative Sentiment: The Federal Housing Finance Agency ordered Fannie Mae and Freddie Mac to allow all lenders to use VantageScore 4.0 for mortgage underwriting. The move expands access to a competing scoring model and challenges FICO’s long-standing position as the primary model used in agency-backed mortgages. Pulte orders Fannie and Freddie to let all lenders use VantageScore
• Negative Sentiment: Investors fear broader VantageScore adoption could reduce FICO’s mortgage-score volumes, pricing power, and profit margins by giving lenders greater choice. The market is reassessing the durability of FICO’s competitive moat and elevated pricing in a business that has been a major growth driver. Mortgage credit-score competition threatens FICO’s core franchise
• Negative Sentiment: FHFA Director Bill Pulte criticized the credit-scoring industry and ordered the policy change, raising concern that additional regulatory pressure could limit FICO’s pricing leverage. The directive was widely cited as the immediate catalyst for the selloff in FICO and credit-bureau stocks. FHFA chief Pulte criticizes the industry

Insider Buying and Selling at Fair Isaac

In related news, Director Eva Manolis sold 967 shares of the stock in a transaction that occurred on Wednesday, July 29th. The stock was sold at an average price of $1,400.00, for a total value of $1,353,800.00. Following the transaction, the director owned 498 shares in the company, valued at approximately $697,200. This represents a 66.01% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is accessible through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 3.02% of the stock is owned by company insiders.

Wall Street Analyst Weigh In

A number of brokerages have recently commented on FICO. Wall Street Zen downgraded Fair Isaac from a “buy” rating to a “hold” rating in a research report on Sunday, June 28th. Bank of America cut their target price on Fair Isaac from $1,550.00 to $1,400.00 and set a “buy” rating on the stock in a research report on Tuesday, May 19th. Wells Fargo & Company increased their price target on Fair Isaac from $1,400.00 to $1,450.00 and gave the company an “overweight” rating in a research report on Thursday, July 30th. Jefferies Financial Group set a $1,675.00 price target on Fair Isaac in a research note on Monday, August 3rd. Finally, Barclays reduced their price objective on shares of Fair Isaac from $1,950.00 to $1,700.00 and set an “overweight” rating for the company in a research note on Monday, August 10th. Eleven research analysts have rated the stock with a Buy rating and five have issued a Hold rating to the company’s stock. Based on data from MarketBeat, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $1,553.69.

Fair Isaac Stock Performance

Shares of FICO opened at $931.63 on Monday. The company has a market capitalization of $20.12 billion, a PE ratio of 26.91, a PEG ratio of 0.84 and a beta of 1.32. The company’s 50 day moving average price is $1,169.37 and its 200 day moving average price is $1,164.53. Fair Isaac Corporation has a 52 week low of $870.01 and a 52 week high of $1,998.01.

Fair Isaac (NYSE:FICO) last issued its earnings results on Wednesday, July 29th. The technology company reported $12.18 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $11.76 by $0.42. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. The company had revenue of $674.19 million during the quarter, compared to analyst estimates of $679.17 million. During the same quarter last year, the business posted $8.57 EPS. The company’s revenue for the quarter was up 25.7% on a year-over-year basis. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. On average, equities analysts forecast that Fair Isaac Corporation will post 37.37 earnings per share for the current fiscal year.

Fair Isaac Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.