Presurance (PRHI) versus Its Competitors Head to Head Comparison

Presurance (NASDAQ:PRHI) is one of 315 public companies in the “Insurance” industry, but how does it compare to its competitors? We will compare Presurance to related companies based on the strength of its dividends, earnings, risk, institutional ownership, profitability, valuation and analyst recommendations.

Volatility and Risk

Presurance has a beta of 0.98, meaning that its share price is 2% less volatile than the S&P 500. Comparatively, Presurance’s competitors have a beta of 0.61, meaning that their average share price is 39% less volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings for Presurance and its competitors, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Presurance	1	0	0	0	1.00
Presurance Competitors	3236	15334	16145	688	2.40

Presurance currently has a consensus target price of $7.00, suggesting a potential downside of 7.28%. As a group, “Insurance” companies have a potential upside of 7.02%. Given Presurance’s competitors stronger consensus rating and higher possible upside, analysts plainly believe Presurance has less favorable growth aspects than its competitors.

Institutional & Insider Ownership

34.9% of Presurance shares are held by institutional investors. Comparatively, 55.8% of shares of all “Insurance” companies are held by institutional investors. 73.3% of Presurance shares are held by company insiders. Comparatively, 13.8% of shares of all “Insurance” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Presurance and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Presurance	-49.56%	-89.12%	-7.90%
Presurance Competitors	10.29%	11.05%	4.11%

Valuation and Earnings

This table compares Presurance and its competitors revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Presurance	$43.30 million	-$18.44 million	-0.74
Presurance Competitors	$15.54 billion	$1.69 billion	33.97

Presurance’s competitors have higher revenue and earnings than Presurance. Presurance is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Summary

Presurance competitors beat Presurance on 11 of the 13 factors compared.

Presurance Company Profile

Conifer Holdings, Inc., an insurance holding company, engages in the sale of property and casualty insurance products. It offers insurance coverage in specialty commercial and personal product lines. The company underwrites various specialty insurance products, including property, general liability, liquor liability, automobile, and homeowners and dwelling policies. It serves the commercial insurance needs of owner-operated businesses in the markets, such as hospitality, which includes restaurants, bars, taverns, and bowling centers, as well as small grocery and convenience stores; artisan contractors comprising plumbers, painters, carpenters, electricians, and other independent contractors; and security service providers, including companies that provide security guard services, security alarm products and services, and private investigative services. The company also offers specialty homeowners insurance products, such as low- value dwelling insurance tailored for owners of lower valued homes in Illinois, Indiana, Louisiana, and Texas; and wholesale agency services comprising commercial and personal lines insurance products for its insurance company subsidiaries, as well as third party insurers. Conifer Holdings, Inc. markets and sells its insurance products through a network of approximately 4,600 independent agents in 50 states in the United States. The company was incorporated in 2009 and is headquartered in Birmingham, Michigan.