Financial Comparison: Aimia (OTCMKTS:AIMFF) versus Mastercard (NYSE:MA)

Mastercard (NYSE:MA) and Aimia (OTCMKTS:AIMFF) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, risk, valuation, earnings and dividends.

Earnings and Valuation

This table compares Mastercard and Aimia”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mastercard	$32.79 billion	15.52	$14.97 billion	$18.18	31.96
Aimia	N/A	N/A	N/A	N/A	N/A

Mastercard has higher revenue and earnings than Aimia.

Profitability

This table compares Mastercard and Aimia’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Mastercard	46.34%	239.99%	30.88%
Aimia	N/A	N/A	N/A

Analyst Recommendations

This is a summary of current ratings and price targets for Mastercard and Aimia, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mastercard	1	0	25	5	3.10
Aimia	0	1	0	0	2.00

Mastercard currently has a consensus price target of $666.64, indicating a potential upside of 14.75%. Given Mastercard’s stronger consensus rating and higher possible upside, analysts clearly believe Mastercard is more favorable than Aimia.

Insider & Institutional Ownership

97.3% of Mastercard shares are held by institutional investors. 0.1% of Mastercard shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Mastercard beats Aimia on 10 of the 10 factors compared between the two stocks.

About Mastercard

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers integrated products and value-added services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from a physical card and leverages the credit limit of the funding account; a platform to optimize supplier payment enablement campaigns for financial institutions; and treasury intelligence platform that offers corporations with recommendations to enhance working capital performance and accelerate spend on cards. In addition, the company offers Mastercard Send, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and Mastercard Cross-Border Services enables a range of payment flows through a distribution network with a single point of access to send and receive money globally through various channels, including bank accounts, mobile wallets, cards, and cash payouts. Further, it provides cyber and intelligence solutions; insights and analytics, consulting, marketing, loyalty, processing, and payment gateway solutions for e-commerce merchants; and open banking and digital identity services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus name. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

About Aimia

Aimia Inc. invests in public and private companies. It operates through Bozzetto, Cortland International, and Holdings segments. The company, through its long-term investments, provides specialty chemicals, textiles, and water and dispersion chemical solutions in various applications, including textile, home and personal care, plasterboard, and agrochemical markets; manufactures synthetic fiber ropes, as well as offers netting solutions for maritime and other industrial customers; and manufactures and supplies ropes, slings, and tethers for aerospace and defense, marine, renewables, and other industrial end markets. It also engages in the manufacture of auxiliary chemical solutions for the textile industry. The company was formerly known as Groupe Aeroplan Inc. and changed its name to Aimia Inc. in October 2011. The company was incorporated in 2008 and is headquartered in Toronto, Canada.