Radian Group (NYSE:RDN – Get Free Report) and BitMine Immersion Technologies (NYSE:BMNR – Get Free Report) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, earnings, valuation, profitability, dividends, institutional ownership and analyst recommendations.
Profitability
This table compares Radian Group and BitMine Immersion Technologies’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Radian Group | 32.60% | 13.65% | 6.91% |
| BitMine Immersion Technologies | -14,306.56% | 3.35% | 3.32% |
Analyst Recommendations
This is a summary of recent ratings and price targets for Radian Group and BitMine Immersion Technologies, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Radian Group | 0 | 3 | 5 | 0 | 2.62 |
| BitMine Immersion Technologies | 1 | 1 | 1 | 1 | 2.50 |
Valuation & Earnings
This table compares Radian Group and BitMine Immersion Technologies”s revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Radian Group | $1.20 billion | 4.04 | $582.64 million | $3.89 | 9.39 |
| BitMine Immersion Technologies | $61.20 million | 234.90 | $348.58 million | $0.05 | 476.60 |
Radian Group has higher revenue and earnings than BitMine Immersion Technologies. Radian Group is trading at a lower price-to-earnings ratio than BitMine Immersion Technologies, indicating that it is currently the more affordable of the two stocks.
Volatility & Risk
Radian Group has a beta of 0.72, suggesting that its share price is 28% less volatile than the S&P 500. Comparatively, BitMine Immersion Technologies has a beta of 1.3, suggesting that its share price is 30% more volatile than the S&P 500.
Institutional & Insider Ownership
95.3% of Radian Group shares are held by institutional investors. 2.0% of Radian Group shares are held by insiders. Comparatively, 0.2% of BitMine Immersion Technologies shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
Dividends
Radian Group pays an annual dividend of $1.02 per share and has a dividend yield of 2.8%. BitMine Immersion Technologies pays an annual dividend of $0.01 per share and has a dividend yield of 0.0%. Radian Group pays out 26.2% of its earnings in the form of a dividend. BitMine Immersion Technologies pays out 20.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Radian Group has increased its dividend for 6 consecutive years. Radian Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Summary
Radian Group beats BitMine Immersion Technologies on 12 of the 18 factors compared between the two stocks.
About Radian Group
Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. It operates through two segments, Mortgage Insurance and Homegenius segments. The Mortgage Insurance segment aggregates, manages, and distributes U.S. mortgage credit risk for mortgage lending institutions and mortgage credit investors, through private mortgage insurance on residential first-lien mortgage loans; and other credit risk management solutions, including contract underwriting. The Homegenius segment offers title services, including a suite of insurance and non-insurance titles; tax and title data, centralized recording, document retrieval, and default curative title services; deed and property reports; closing and settlement services; mortgage underwriting and processing; escrow; appraisal management; and real estate brokerage. This segment also provides real estate valuation products and services; asset management services for managing real estate owned properties, which includes a web-based workflow solution; and a suite of real estate technology products and services to facilitate real estate transactions, such as proprietary platforms as a service solution. It serves mortgage originators, such as mortgage bankers, commercial banks, savings institutions, credit unions, and community banks; and consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, real estate brokers and agents, and corporations for their employees. The company was formerly known as CMAC Investment Corp. and changed its name to Radian Group Inc. in June 1999. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania.
About BitMine Immersion Technologies
BitMine Immersion Technologies Inc. focused on bitcoin mining using immersion technology. BitMine Immersion Technologies Inc. is based in ATLANTA, GA.
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