Pagaya Technologies Ltd. (NASDAQ:PGY) Receives Consensus Rating of “Buy” from Analysts

Pagaya Technologies Ltd. (NASDAQ:PGY) has been assigned an average recommendation of “Buy” from the eleven brokerages that are presently covering the stock, MarketBeat reports. One research analyst has rated the stock with a hold recommendation, seven have given a buy recommendation and three have given a strong buy recommendation to the company. The average 12 month target price among brokers that have updated their coverage on the stock in the last year is $32.4286.

Several equities analysts have recently weighed in on PGY shares. Texas Capital upgraded Pagaya Technologies to a “strong-buy” rating in a report on Wednesday, June 10th. Zacks Research raised Pagaya Technologies from a “hold” rating to a “strong-buy” rating in a research report on Friday, August 7th. B. Riley Financial raised their price target on Pagaya Technologies from $32.00 to $36.00 and gave the company a “buy” rating in a research note on Friday, July 31st. Weiss Ratings raised Pagaya Technologies from a “sell (d+)” rating to a “hold (c-)” rating in a research report on Thursday, June 18th. Finally, Canaccord Genuity Group upped their price objective on Pagaya Technologies from $32.00 to $36.00 and gave the stock a “buy” rating in a research note on Friday, July 31st.

Pagaya Technologies Stock Down 1.9%

Shares of PGY stock opened at $21.20 on Friday. The firm’s fifty day moving average price is $17.27 and its two-hundred day moving average price is $14.91. The company has a current ratio of 11.08, a quick ratio of 11.08 and a debt-to-equity ratio of 1.12. Pagaya Technologies has a 1 year low of $10.40 and a 1 year high of $44.99. The firm has a market capitalization of $1.77 billion, a P/E ratio of 15.59 and a beta of 5.33.

More Pagaya Technologies News

Here are the key news stories impacting Pagaya Technologies this week:

• Positive Sentiment: Strong second-quarter performance and higher guidance: Pagaya reportedly exceeded Q2 expectations, delivered record network volume of $3.5 billion—up 33% year over year—and raised its 2026 outlook. The company’s auto-lending business was a major growth driver, with auto loan volume increasing 140% year over year. Pagaya’s Q2 Earnings Beat and Higher Guidance Strengthen Growth Case
• Positive Sentiment: Operating leverage is improving: Coverage highlights accelerating loan volume and profit growth while operating expenses remained relatively stable. That combination suggests Pagaya’s technology platform could scale efficiently as partner adoption expands, particularly in auto lending. Pagaya: The Profit Machine Is Awake In Auto Lending, But Wall Street Is Still Asleep
• Positive Sentiment: Analyst and estimate momentum: Rising earnings estimates, a Zacks Rank #1 (“Strong Buy”) designation and an average analyst price target implying roughly 30% potential upside are supporting the bullish growth narrative. These indicators are sentiment drivers rather than guarantees of future returns. Wall Street Analysts Think Pagaya Technologies Could Surge 30.03%
• Neutral Sentiment: Short-interest data appears unreliable: The reported August short interest was zero shares, unchanged from zero shares, while also showing an invalid “NaN” percentage change. As a result, the update provides no meaningful evidence about short-covering or bearish positioning.
• Negative Sentiment: Execution and funding risks remain: Analysts caution that rising costs, dependence on funding conditions and concentration among key partners or lending categories could limit the rally. Pagaya’s valuation may look inexpensive on some measures, but investors need sustained growth and disciplined execution to justify continued gains. Pagaya Stock Rose 10.4% in a Week, But Can the Rally Continue Now?

Insiders Place Their Bets

In other Pagaya Technologies news, President Sanjiv Das sold 21,289 shares of the stock in a transaction on Monday, August 3rd. The shares were sold at an average price of $22.00, for a total value of $468,358.00. Following the completion of the sale, the president owned 144,186 shares in the company, valued at $3,172,092. This trade represents a 12.87% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available through this link. Also, Director Tami Rosen sold 28,181 shares of Pagaya Technologies stock in a transaction dated Monday, August 3rd. The shares were sold at an average price of $21.98, for a total transaction of $619,418.38. Following the completion of the transaction, the director directly owned 16,665 shares of the company’s stock, valued at approximately $366,296.70. This trade represents a 62.84% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold 107,560 shares of company stock valued at $2,011,541 in the last ninety days. 41.99% of the stock is currently owned by insiders.

Institutional Investors Weigh In On Pagaya Technologies

Institutional investors and hedge funds have recently modified their holdings of the company. SPX Gestao de Recursos Ltda raised its holdings in Pagaya Technologies by 49.7% in the 1st quarter. SPX Gestao de Recursos Ltda now owns 180,100 shares of the company’s stock valued at $2,098,000 after acquiring an additional 59,800 shares during the period. Empowered Funds LLC boosted its holdings in shares of Pagaya Technologies by 4,562.7% during the first quarter. Empowered Funds LLC now owns 116,661 shares of the company’s stock worth $1,359,000 after acquiring an additional 114,159 shares during the period. SG Americas Securities LLC bought a new stake in shares of Pagaya Technologies during the first quarter worth approximately $1,426,000. Watershed Asset Management L.L.C. acquired a new position in shares of Pagaya Technologies in the first quarter valued at approximately $463,000. Finally, Q Global Advisors LLC grew its position in shares of Pagaya Technologies by 324.8% in the first quarter. Q Global Advisors LLC now owns 537,551 shares of the company’s stock valued at $6,262,000 after purchasing an additional 410,996 shares during the last quarter. 57.14% of the stock is owned by institutional investors.

Pagaya Technologies Company Profile

Pagaya Technologies is a financial technology company that applies artificial intelligence and machine learning to the credit and asset management industries. Through its proprietary data-driven platform, Pagaya analyzes vast datasets from consumer credit portfolios to build predictive risk models, enabling institutional investors to gain access to alternative credit products. The company’s solutions streamline underwriting, optimize portfolio construction and facilitate the efficient securitization of consumer loans, credit card receivables and other asset classes.

Founded in 2016 and headquartered in New York, Pagaya has expanded its operations to serve financial institutions and asset managers primarily in the United States.