UWM Holdings Corporation (NYSE:UWMC) Receives $4.10 Consensus Target Price from Analysts

UWM Holdings Corporation (NYSE:UWMC) has been given an average rating of “Hold” by the fourteen analysts that are covering the stock, Marketbeat reports. Two investment analysts have rated the stock with a sell recommendation, six have assigned a hold recommendation and six have assigned a buy recommendation to the company. The average 1 year price objective among brokers that have updated their coverage on the stock in the last year is $4.0136.

Several analysts have recently issued reports on the stock. Weiss Ratings cut shares of UWM from a “hold (c-)” rating to a “sell (d+)” rating in a research report on Monday, June 15th. Morgan Stanley dropped their price objective on shares of UWM from $5.00 to $3.00 and set an “equal weight” rating for the company in a report on Monday, July 20th. Citizens Jmp raised shares of UWM from a “market perform” rating to an “outperform” rating and set a $3.00 target price on the stock in a research note on Wednesday, July 29th. BTIG Research cut their target price on shares of UWM from $4.00 to $2.00 and set a “buy” rating on the stock in a research note on Friday, August 7th. Finally, Barclays reduced their target price on shares of UWM from $4.00 to $2.00 and set an “overweight” rating on the stock in a report on Friday.

UWM Price Performance

UWMC stock opened at $1.52 on Friday. The business’s fifty day moving average price is $2.07 and its 200 day moving average price is $3.30. UWM has a 12-month low of $0.93 and a 12-month high of $7.14. The company has a current ratio of 1.52, a quick ratio of 1.52 and a debt-to-equity ratio of 3.13. The company has a market capitalization of $2.44 billion, a PE ratio of -19.06 and a beta of 1.78.

UWM (NYSE:UWMC) last announced its earnings results on Thursday, August 6th. The company reported ($0.23) EPS for the quarter, missing analysts’ consensus estimates of $0.07 by ($0.30). The firm had revenue of $162.13 million for the quarter, compared to analysts’ expectations of $727.46 million. UWM had a negative net margin of 1.04% and a negative return on equity of 5.61%. On average, sell-side analysts anticipate that UWM will post 0.24 EPS for the current year.

Key Headlines Impacting UWM

Here are the key news stories impacting UWM this week:

• Positive Sentiment: Keefe, Bruyette & Woods maintained an “outperform” rating while reducing its price target from $3.75 to $2.75. The revised target still implies substantial upside from recent trading levels and may have supported the stock. Benzinga article
• Positive Sentiment: UWM is seeking more than $500 million from Two Harbors following the failed acquisition, potentially providing a material recovery of losses associated with the terminated transaction. The outcome and timing remain uncertain. UWM seeks more than $500 million from Two Harbors
• Neutral Sentiment: UWM’s second-quarter earnings presentation indicated that the underlying mortgage business remained profitable, but results were heavily affected by a roughly $603 million hedge loss tied to the failed Two Harbors deal. Investors are likely focused on whether operating performance can improve while the company addresses its preferred financing. UWM 2026 second-quarter earnings presentation
• Negative Sentiment: Multiple law firms announced investigations into potential securities-law violations involving UWM. Although these announcements do not establish wrongdoing, they raise litigation, reputational, and potential financial risks and can weigh on investor sentiment. Kaplan Fox UWM investigation announcement Glancy Prongay UWM investigation announcement
• Negative Sentiment: An analysis argued that common shareholders may face a prolonged recovery because of elevated mortgage rates, planned insider selling, the hedge loss, and an Oaktree Capital preferred-stock raise. The company may need sustained profits, preferred-debt reduction, and restored capital returns before valuation improves materially. UWM recovery analysis

Institutional Trading of UWM

Several hedge funds have recently modified their holdings of UWMC. Dimensional Fund Advisors LP boosted its stake in UWM by 4.4% in the fourth quarter. Dimensional Fund Advisors LP now owns 55,509 shares of the company’s stock valued at $243,000 after acquiring an additional 2,329 shares in the last quarter. Public Employees Retirement System of Ohio increased its position in shares of UWM by 4.9% during the fourth quarter. Public Employees Retirement System of Ohio now owns 51,423 shares of the company’s stock worth $225,000 after purchasing an additional 2,407 shares in the last quarter. Allworth Financial LP increased its position in shares of UWM by 62.5% during the fourth quarter. Allworth Financial LP now owns 6,765 shares of the company’s stock worth $30,000 after purchasing an additional 2,602 shares in the last quarter. Choreo LLC lifted its holdings in shares of UWM by 16.1% in the 4th quarter. Choreo LLC now owns 19,017 shares of the company’s stock valued at $84,000 after purchasing an additional 2,637 shares during the last quarter. Finally, Fortem Financial Group LLC lifted its holdings in shares of UWM by 29.5% in the 4th quarter. Fortem Financial Group LLC now owns 16,685 shares of the company’s stock valued at $73,000 after purchasing an additional 3,800 shares during the last quarter. 53.59% of the stock is currently owned by institutional investors and hedge funds.

UWM Company Profile

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.