OppFi (NYSE:OPFI) Releases FY 2026 Earnings Guidance

OppFi (NYSE:OPFI) issued an update on its FY 2026 earnings guidance on Monday. The company provided earnings per share guidance of 1.340-1.510 for the period, compared to the consensus estimate of 1.790. The company issued revenue guidance of $600.0 million-$625.0 million, compared to the consensus revenue estimate of $658.3 million.

OppFi Trading Down 6.7%

Shares of NYSE OPFI traded down $0.63 during midday trading on Monday, reaching $8.77. The company’s stock had a trading volume of 846,808 shares, compared to its average volume of 583,609. The company has a 50 day moving average price of $9.09 and a 200 day moving average price of $8.89. OppFi has a one year low of $7.36 and a one year high of $12.45. The company has a market cap of $748.87 million, a price-to-earnings ratio of 9.43 and a beta of 1.77.

OppFi (NYSE:OPFI) last issued its earnings results on Monday, August 10th. The company reported $0.33 earnings per share for the quarter, missing analysts’ consensus estimates of $0.44 by ($0.11). OppFi had a return on equity of 39.90% and a net margin of 10.86%.OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. Research analysts anticipate that OppFi will post 1.8 earnings per share for the current fiscal year.

Analyst Upgrades and Downgrades

A number of equities analysts recently issued reports on the company. Citigroup restated a “market outperform” rating on shares of OppFi in a report on Friday, June 26th. Wall Street Zen downgraded OppFi from a “strong-buy” rating to a “buy” rating in a report on Saturday. Citizens Jmp decreased their price target on OppFi from $16.00 to $15.00 and set a “market outperform” rating for the company in a research report on Friday, April 17th. Stephens lifted their price target on OppFi from $9.00 to $11.00 and gave the stock an “equal weight” rating in a research note on Friday, May 8th. Finally, Weiss Ratings upgraded OppFi from a “sell (d+)” rating to a “hold (c)” rating in a report on Tuesday, May 12th. Two analysts have rated the stock with a Buy rating and three have given a Hold rating to the stock. Based on data from MarketBeat, the stock has a consensus rating of “Hold” and an average price target of $13.00.

Insider Activity at OppFi

In related news, Director Christina M. Favilla sold 30,000 shares of the firm’s stock in a transaction that occurred on Monday, June 8th. The shares were sold at an average price of $8.14, for a total value of $244,200.00. Following the completion of the transaction, the director owned 156,737 shares of the company’s stock, valued at approximately $1,275,839.18. This trade represents a 16.07% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Company insiders own 70.20% of the company’s stock.

Institutional Trading of OppFi

Large investors have recently added to or reduced their stakes in the company. Hsbc Holdings PLC acquired a new stake in shares of OppFi in the fourth quarter worth $119,000. Invesco Ltd. raised its position in OppFi by 30.4% during the fourth quarter. Invesco Ltd. now owns 48,580 shares of the company’s stock valued at $508,000 after buying an additional 11,338 shares during the period. Vident Advisory LLC purchased a new stake in OppFi in the 4th quarter worth about $730,000. Mackenzie Financial Corp lifted its stake in OppFi by 18.8% in the 4th quarter. Mackenzie Financial Corp now owns 82,039 shares of the company’s stock worth $887,000 after acquiring an additional 12,966 shares in the last quarter. Finally, XTX Topco Ltd acquired a new stake in OppFi during the 4th quarter worth about $350,000. 7.10% of the stock is owned by institutional investors and hedge funds.

OppFi Company Profile

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.