Horace Mann Educators (NYSE:HMN) Announces Earnings Results, Beats Estimates By $0.38 EPS

Horace Mann Educators (NYSE:HMN) posted its earnings results on Wednesday. The insurance provider reported $1.17 earnings per share for the quarter, topping analysts’ consensus estimates of $0.79 by $0.38, Zacks reports. The company had revenue of $443.50 million during the quarter, compared to analyst estimates of $321.70 million. Horace Mann Educators had a return on equity of 14.15% and a net margin of 9.63%.Horace Mann Educators’s revenue was up 7.7% on a year-over-year basis. During the same quarter in the prior year, the business earned $1.06 earnings per share. Horace Mann Educators updated its FY 2026 guidance to 4.600-4.900 EPS.

Horace Mann Educators Stock Performance

Horace Mann Educators stock traded up $2.06 during mid-day trading on Thursday, reaching $54.16. 386,880 shares of the company traded hands, compared to its average volume of 251,674. The firm’s fifty day moving average is $50.48 and its two-hundred day moving average is $46.23. The company has a market capitalization of $2.19 billion, a price-to-earnings ratio of 13.61 and a beta of 0.08. Horace Mann Educators has a fifty-two week low of $41.29 and a fifty-two week high of $55.56. The company has a debt-to-equity ratio of 0.40, a current ratio of 0.08 and a quick ratio of 0.08.

Horace Mann Educators Dividend Announcement

The business also recently announced a quarterly dividend, which was paid on Tuesday, June 30th. Shareholders of record on Monday, June 15th were given a dividend of $0.36 per share. This represents a $1.44 annualized dividend and a yield of 2.7%. The ex-dividend date of this dividend was Monday, June 15th. Horace Mann Educators’s payout ratio is currently 36.18%.

Horace Mann Educators News Summary

Here are the key news stories impacting Horace Mann Educators this week:

• Positive Sentiment: Earnings significantly exceeded expectations. Second-quarter earnings were $1.17 per share, up from $1.06 a year earlier and above analyst estimates ranging from $0.67 to $0.79. Revenue rose 7.7% year over year to $443.5 million, also exceeding the estimates cited in the reports. Horace Mann Q2 Earnings Top Estimates
• Positive Sentiment: Full-year guidance was raised or reaffirmed above consensus. HMN projected fiscal 2026 earnings of $4.60 to $4.90 per share, compared with the $4.53 analyst consensus cited in the update. That outlook gives investors more confidence in earnings durability following the quarterly beat. Horace Mann FY 2026 Guidance
• Positive Sentiment: Profitability and shareholder returns remain supportive. The company reported a 14.15% return on equity and a 9.63% net margin. HMN also maintains a quarterly dividend of $0.36, equivalent to $1.44 annually and an approximate 2.8% yield based on the referenced share price.
• Neutral Sentiment: The stock was trading near its 12-month high after the results, with volume above its average. This indicates strong investor interest but may also raise the likelihood of profit-taking after the recent advance.
• Negative Sentiment: CEO insider selling is a modest overhang. CEO Marita Zuraitis sold 7,500 shares for approximately $390,225, reducing her holdings by 2.38%. However, the transaction was conducted under a pre-arranged Rule 10b5-1 plan, making it a weaker negative signal than discretionary selling. Horace Mann CEO Share Sale

Insider Buying and Selling at Horace Mann Educators

In related news, CEO Marita Zuraitis sold 7,500 shares of the company’s stock in a transaction on Monday, August 3rd. The stock was sold at an average price of $52.03, for a total value of $390,225.00. Following the transaction, the chief executive officer directly owned 307,129 shares of the company’s stock, valued at $15,979,921.87. This represents a 2.38% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 22,514 shares of company stock worth $1,132,396 over the last 90 days. 3.60% of the stock is owned by insiders.

Institutional Inflows and Outflows

Hedge funds have recently modified their holdings of the company. Mercer Global Advisors Inc. ADV raised its stake in shares of Horace Mann Educators by 42.7% in the fourth quarter. Mercer Global Advisors Inc. ADV now owns 6,930 shares of the insurance provider’s stock worth $320,000 after purchasing an additional 2,072 shares during the last quarter. EP Wealth Advisors LLC purchased a new position in Horace Mann Educators during the 4th quarter worth approximately $319,000. XTX Topco Ltd purchased a new stake in shares of Horace Mann Educators in the 4th quarter valued at $250,000. Tudor Investment Corp ET AL increased its stake in shares of Horace Mann Educators by 177.9% in the fourth quarter. Tudor Investment Corp ET AL now owns 76,178 shares of the insurance provider’s stock worth $3,518,000 after acquiring an additional 48,763 shares during the period. Finally, Susquehanna Fundamental Investments LLC purchased a new position in shares of Horace Mann Educators during the fourth quarter worth $1,412,000. 99.28% of the stock is owned by institutional investors and hedge funds.

Analyst Ratings Changes

Separately, Weiss Ratings upgraded shares of Horace Mann Educators from a “buy (b+)” rating to a “buy (a-)” rating in a report on Monday, June 15th. One investment analyst has rated the stock with a Strong Buy rating, According to MarketBeat, the stock currently has an average rating of “Strong Buy”.

Horace Mann Educators Company Profile

Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market.

In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers.