Euronet Worldwide (NASDAQ:EEFT) Releases Earnings Results, Misses Expectations By $0.11 EPS

Euronet Worldwide (NASDAQ:EEFT) announced its quarterly earnings data on Thursday. The business services provider reported $2.82 earnings per share for the quarter, missing analysts’ consensus estimates of $2.93 by ($0.11), FiscalAI reports. The firm had revenue of $1.11 billion during the quarter, compared to analyst estimates of $1.14 billion. Euronet Worldwide had a net margin of 6.63% and a return on equity of 28.60%. Euronet Worldwide’s revenue for the quarter was up 3.2% compared to the same quarter last year. During the same quarter in the previous year, the business posted $2.56 earnings per share.

Here are the key takeaways from Euronet Worldwide’s conference call:

• Adjusted EPS rose 10% year over year to $2.82, supported by solid performance in payments infrastructure and epay despite cross-border payments weakness. Management reiterated its full-year adjusted EPS growth outlook of 10%–15%.
• Digital accelerators remained the key growth engine, with revenue up 31% in the quarter and 35% year to date—well above the company’s 23% long-term framework. Ria Digital, issuing, merchant services, gaming, and CoreCard were highlighted as major contributors.
• Cross-border payments revenue declined 5%, while operating income and adjusted EBITDA fell 35% and 32%, respectively. U.S. immigration enforcement reduced remittance volumes, particularly from the U.S. to Mexico, while last year’s results benefited from nonrecurring Pakistan fee rebates and foreign-exchange opportunities.
• CoreCard gained additional traction through agreements with Upgrade and Peru’s Unibanca, which processes payments for nine banks and will replace its incumbent processor. Management said CoreCard has helped generate five or six deals and expects momentum to build as reference customers increase.
• Euronet generated approximately $80 million of free cash flow and repurchased about $50 million of stock, with management indicating that further buybacks remain likely. However, the company expects approximately $6 million of additional interest expense in the second half from its euro-denominated bonds.

Euronet Worldwide Price Performance

Shares of NASDAQ:EEFT opened at $71.33 on Friday. Euronet Worldwide has a 12 month low of $62.50 and a 12 month high of $105.86. The firm has a market capitalization of $2.72 billion, a P/E ratio of 11.20, a P/E/G ratio of 0.60 and a beta of 0.83. The company has a debt-to-equity ratio of 1.47, a current ratio of 1.37 and a quick ratio of 1.28. The company’s fifty day moving average price is $72.80 and its 200 day moving average price is $71.57.

Euronet Worldwide News Summary

Here are the key news stories impacting Euronet Worldwide this week:

• Positive Sentiment: Adjusted EPS rose 10% year over year to $2.82, while revenue increased 3% to $1.108 billion. Euronet also reiterated its outlook for 10%–15% full-year adjusted EPS growth. Euronet Worldwide Reports Second Quarter 2026 Financial Results
• Positive Sentiment: Digital accelerator revenue grew 31% and represented 26% of quarterly revenue. New agreements with Unibanca, Capcom and six Dandelion partners, including Mastercard Move, support Euronet’s longer-term expansion. Euronet Worldwide Second Quarter Results
• Positive Sentiment: Payments Infrastructure revenue and adjusted EBITDA increased 11% and 7%, respectively, while epay revenue, operating income and adjusted EBITDA each grew 5%. Euronet also repurchased approximately $50 million of stock.
• Positive Sentiment: Needham raised its price target for EEFT to $90 from $85 and maintained a Buy rating, implying substantial upside based on the referenced share price. Euronet Price Target Raised by Needham
• Neutral Sentiment: Management attributed the Cross-Border Payments weakness partly to U.S. immigration-policy changes, a contraction in outbound remittances and difficult comparisons with one-time benefits in the prior-year period. Digital transactions in the segment still grew 33%.
• Negative Sentiment: Second-quarter adjusted EPS of $2.82 missed the $2.97 consensus estimate, and revenue of $1.108 billion fell short of analysts’ $1.14 billion forecast. Euronet Q2 Earnings and Revenues Miss Estimates
• Negative Sentiment: Cross-Border Payments revenue declined 4%, while operating income plunged 34% and adjusted EBITDA fell 31%. The segment’s weakness drove consolidated operating income down 14% and adjusted EBITDA down 6%.
• Negative Sentiment: GAAP net income attributable to Euronet fell 21% to $77.4 million, or $1.71 per diluted share, from $97.6 million, or $2.27, a decline likely to reinforce investor concerns about near-term profitability.

Analyst Ratings Changes

EEFT has been the topic of several recent analyst reports. DA Davidson reissued a “buy” rating and issued a $102.00 target price on shares of Euronet Worldwide in a report on Friday, July 10th. Needham & Company LLC lifted their price target on Euronet Worldwide from $85.00 to $90.00 and gave the stock a “buy” rating in a report on Thursday. Finally, Weiss Ratings raised Euronet Worldwide from a “hold (c-)” rating to a “hold (c)” rating in a research report on Tuesday. Three research analysts have rated the stock with a Buy rating, three have given a Hold rating and one has given a Sell rating to the company. According to data from MarketBeat, Euronet Worldwide currently has a consensus rating of “Hold” and a consensus target price of $96.00.

Insider Transactions at Euronet Worldwide

In other news, Director Thomas A. Mcdonnell acquired 3,000 shares of the company’s stock in a transaction on Tuesday, May 26th. The shares were bought at an average price of $66.87 per share, with a total value of $200,610.00. Following the completion of the acquisition, the director owned 100,219 shares in the company, valued at $6,701,644.53. This trade represents a 3.09% increase in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this link. 12.19% of the stock is owned by corporate insiders.

Institutional Trading of Euronet Worldwide

Several institutional investors and hedge funds have recently made changes to their positions in EEFT. Johnson Financial Group Inc. purchased a new position in Euronet Worldwide during the 3rd quarter worth approximately $26,000. Danske Bank A S purchased a new stake in Euronet Worldwide in the third quarter valued at approximately $26,000. Geneos Wealth Management Inc. lifted its stake in Euronet Worldwide by 48.4% in the first quarter. Geneos Wealth Management Inc. now owns 334 shares of the business services provider’s stock valued at $36,000 after buying an additional 109 shares during the last quarter. Kestra Advisory Services LLC acquired a new stake in shares of Euronet Worldwide in the fourth quarter valued at approximately $38,000. Finally, Parallel Advisors LLC boosted its holdings in shares of Euronet Worldwide by 120.8% in the fourth quarter. Parallel Advisors LLC now owns 627 shares of the business services provider’s stock valued at $48,000 after acquiring an additional 343 shares during the period. 91.60% of the stock is owned by hedge funds and other institutional investors.

About Euronet Worldwide

Euronet Worldwide, Inc is a global financial technology company specializing in electronic payment services and transaction processing. Through its three primary business segments—Electronic Funds Transfer (EFT) Network Services, epay® Prepaid and Payment Services, and Money Transfer—Euronet provides end-to-end solutions that enable secure, efficient and convenient payments for consumers, financial institutions and retailers worldwide.

In its EFT Network Services arm, Euronet operates one of the world’s largest ATM and point-of-sale (POS) terminal networks, offering deployment, management and connectivity services.