NMI Holdings Inc (NASDAQ:NMIH) Given Consensus Rating of “Moderate Buy” by Brokerages

Shares of NMI Holdings Inc (NASDAQ:NMIH) have been given a consensus rating of “Moderate Buy” by the six brokerages that are presently covering the stock, MarketBeat.com reports. One analyst has rated the stock with a hold recommendation and five have assigned a buy recommendation to the company. The average 12 month price objective among brokers that have issued ratings on the stock in the last year is $46.8333.

NMIH has been the topic of a number of recent research reports. Barclays lowered their price objective on NMI from $44.00 to $43.00 and set an “equal weight” rating on the stock in a research note on Monday, April 6th. Weiss Ratings raised NMI from a “buy (b-)” rating to a “buy (b)” rating in a report on Friday, June 12th. UBS Group set a $46.00 price target on NMI in a research report on Friday, May 22nd. JPMorgan Chase & Co. boosted their price target on NMI from $43.00 to $48.00 and gave the company an “overweight” rating in a research note on Monday, July 13th. Finally, Royal Bank Of Canada initiated coverage on shares of NMI in a research report on Friday, May 22nd. They set an “outperform” rating and a $46.00 price objective for the company.

Insider Transactions at NMI

In other news, Director Michael Curry Montgomery sold 1,554 shares of NMI stock in a transaction on Tuesday, May 19th. The stock was sold at an average price of $37.90, for a total value of $58,896.60. Following the transaction, the director owned 69,026 shares in the company, valued at approximately $2,616,085.40. This trade represents a 2.20% decrease in their position. The sale was disclosed in a document filed with the SEC, which is accessible through this hyperlink. 2.44% of the stock is owned by company insiders.

Institutional Inflows and Outflows

Several institutional investors have recently bought and sold shares of the business. Bank of America Corp DE increased its position in NMI by 95.3% during the 3rd quarter. Bank of America Corp DE now owns 1,014,557 shares of the financial services provider’s stock worth $38,898,000 after purchasing an additional 495,144 shares in the last quarter. River Road Asset Management LLC acquired a new stake in NMI in the fourth quarter valued at approximately $15,104,000. BNP Paribas Financial Markets grew its stake in shares of NMI by 184.3% during the second quarter. BNP Paribas Financial Markets now owns 427,397 shares of the financial services provider’s stock worth $18,032,000 after buying an additional 277,065 shares during the last quarter. Ameriprise Financial Inc. grew its stake in shares of NMI by 85.7% during the third quarter. Ameriprise Financial Inc. now owns 600,139 shares of the financial services provider’s stock worth $23,009,000 after buying an additional 276,897 shares during the last quarter. Finally, Jane Street Group LLC grew its stake in shares of NMI by 1,312.9% during the first quarter. Jane Street Group LLC now owns 224,152 shares of the financial services provider’s stock worth $8,081,000 after buying an additional 208,287 shares during the last quarter. Institutional investors and hedge funds own 94.12% of the company’s stock.

NMI Stock Performance

Shares of NMIH traded up $0.63 during mid-day trading on Friday, hitting $44.07. 80,714 shares of the company’s stock were exchanged, compared to its average volume of 514,027. NMI has a 52 week low of $34.84 and a 52 week high of $46.74. The stock’s 50-day simple moving average is $39.48 and its 200-day simple moving average is $38.95. The firm has a market cap of $3.35 billion, a price-to-earnings ratio of 8.99, a price-to-earnings-growth ratio of 1.54 and a beta of 0.54. The company has a quick ratio of 0.63, a current ratio of 0.63 and a debt-to-equity ratio of 0.16.

NMI (NASDAQ:NMIH) last released its quarterly earnings results on Thursday, July 30th. The financial services provider reported $1.38 earnings per share for the quarter, beating analysts’ consensus estimates of $1.28 by $0.10. The company had revenue of $187.89 million during the quarter, compared to the consensus estimate of $156.26 million. NMI had a net margin of 53.82% and a return on equity of 15.18%. The firm’s quarterly revenue was up 8.1% on a year-over-year basis. During the same period in the previous year, the business earned $1.22 earnings per share. On average, equities research analysts expect that NMI will post 5.11 EPS for the current year.

Key Headlines Impacting NMI

Here are the key news stories impacting NMI this week:

• Positive Sentiment: Quarterly earnings beat estimates. NMIH reported diluted earnings of $1.38 per share, up from $1.21 a year earlier and above the $1.28 analyst consensus. Net income rose to $105.8 million from $96.2 million year over year. NMI Holdings Reports Record Second Quarter 2026 Financial Results
• Positive Sentiment: Revenue also surpassed expectations. Second-quarter revenue was $187.89 million, well ahead of the approximately $156.26 million consensus estimate and up 8.1% from the prior-year period. The company’s 53.82% net margin and 15.18% return on equity highlight continued profitability. NMI Holdings Q2 Earnings and Revenues Surpass Estimates
• Positive Sentiment: Capital returns remain a support for the stock. NMIH said it has approximately $167 million of remaining share-repurchase capacity, signaling continued willingness to return capital and potentially support per-share earnings. NMIH Capital Return and Buyback Update
• Neutral Sentiment: Management maintained a constructive but cautious outlook. The earnings call focused on ongoing capital deployment and operating performance, while noting that credit conditions and mortgage-insurance defaults will require monitoring. NMI Holdings Q2 2026 Earnings Call Transcript
• Negative Sentiment: Expected higher defaults are a risk. NMIH expects defaults to trend upward, which could increase claims and loss provisions, pressure future earnings, and partially offset the benefit of strong current results. NMIH Defaults Outlook

About NMI

NMI Holdings, Inc (NASDAQ: NMIH) is a publicly traded mortgage insurance company that provides private mortgage insurance to lenders across the United States and Canada. Through its principal subsidiary, National Mortgage Insurance Corporation, NMI underwrites and issues policies that protect originators and investors against losses arising from borrower default on residential mortgage loans. By mitigating credit risk on higher‐loan‐to‐value mortgages, the company supports homebuyers’ access to financing and contributes to overall market liquidity.

Beyond its core mortgage insurance products, NMI offers credit risk‐sharing and reinsurance solutions designed to help clients optimize capital utilization and manage portfolio exposure.