OneMain (NYSE:OMF) Price Target Raised to $71.00 at Truist Financial

OneMain (NYSE:OMF) had its target price hoisted by Truist Financial from $70.00 to $71.00 in a research note released on Thursday morning,Benzinga reports. The brokerage currently has a buy rating on the financial services provider’s stock.

OMF has been the topic of several other research reports. Royal Bank Of Canada raised their price target on OneMain from $70.00 to $73.00 and gave the company an “outperform” rating in a report on Thursday. Citigroup restated a “market outperform” rating on shares of OneMain in a research report on Thursday. Weiss Ratings restated a “buy (b-)” rating on shares of OneMain in a research report on Tuesday, July 7th. BTIG Research reaffirmed a “neutral” rating on shares of OneMain in a research note on Thursday, April 16th. Finally, Wells Fargo & Company dropped their target price on shares of OneMain from $70.00 to $65.00 and set an “equal weight” rating for the company in a research report on Thursday, April 9th. Eight analysts have rated the stock with a Buy rating, three have assigned a Hold rating and one has assigned a Sell rating to the company. Based on data from MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and an average price target of $68.40.

OneMain Stock Performance

Shares of OMF stock opened at $63.55 on Thursday. The company has a market capitalization of $7.34 billion, a PE ratio of 9.57, a price-to-earnings-growth ratio of 0.48 and a beta of 1.22. OneMain has a 52-week low of $45.78 and a 52-week high of $71.93. The business’s fifty day moving average is $58.16 and its 200 day moving average is $57.66.

OneMain (NYSE:OMF) last posted its earnings results on Wednesday, July 29th. The financial services provider reported $1.31 EPS for the quarter, topping the consensus estimate of $1.26 by $0.05. OneMain had a return on equity of 23.48% and a net margin of 13.92%.The business had revenue of $1.09 billion during the quarter, compared to analysts’ expectations of $1.28 billion. During the same period in the previous year, the business earned $1.45 earnings per share. The firm’s revenue was up 6.7% on a year-over-year basis. On average, sell-side analysts forecast that OneMain will post 7.09 EPS for the current fiscal year.

OneMain Announces Dividend

The company also recently declared a quarterly dividend, which will be paid on Friday, August 14th. Shareholders of record on Monday, August 10th will be paid a dividend of $1.05 per share. The ex-dividend date of this dividend is Monday, August 10th. This represents a $4.20 annualized dividend and a yield of 6.6%. OneMain’s payout ratio is 63.25%.

Insider Transactions at OneMain

In other news, COO Micah R. Conrad sold 5,000 shares of the company’s stock in a transaction dated Monday, June 29th. The stock was sold at an average price of $62.00, for a total value of $310,000.00. Following the completion of the transaction, the chief operating officer directly owned 96,250 shares in the company, valued at approximately $5,967,500. This represents a 4.94% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, SVP Michael A. Hedlund sold 1,848 shares of the stock in a transaction dated Monday, June 29th. The shares were sold at an average price of $62.00, for a total value of $114,576.00. Following the transaction, the senior vice president owned 13,127 shares in the company, valued at $813,874. This trade represents a 12.34% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 0.29% of the stock is currently owned by corporate insiders.

Institutional Trading of OneMain

Hedge funds and other institutional investors have recently bought and sold shares of the company. Csenge Advisory Group grew its holdings in shares of OneMain by 4.1% during the 4th quarter. Csenge Advisory Group now owns 4,239 shares of the financial services provider’s stock valued at $286,000 after purchasing an additional 167 shares during the last quarter. Envestnet Portfolio Solutions Inc. lifted its stake in OneMain by 4.5% in the fourth quarter. Envestnet Portfolio Solutions Inc. now owns 4,075 shares of the financial services provider’s stock worth $275,000 after purchasing an additional 174 shares during the last quarter. Geneos Wealth Management Inc. boosted its position in OneMain by 9.1% during the second quarter. Geneos Wealth Management Inc. now owns 2,112 shares of the financial services provider’s stock valued at $120,000 after buying an additional 176 shares during the period. New York State Teachers Retirement System boosted its position in OneMain by 1.7% during the first quarter. New York State Teachers Retirement System now owns 11,131 shares of the financial services provider’s stock valued at $595,000 after buying an additional 189 shares during the period. Finally, Generali Asset Management SPA SGR grew its stake in shares of OneMain by 5.9% during the fourth quarter. Generali Asset Management SPA SGR now owns 3,413 shares of the financial services provider’s stock valued at $231,000 after buying an additional 190 shares during the last quarter. Hedge funds and other institutional investors own 85.82% of the company’s stock.

OneMain News Summary

Here are the key news stories impacting OneMain this week:

• Positive Sentiment: Analysts raised price targets. Truist lifted its target from $70 to $71 and assigned a “Buy” rating, while Citizens JMP raised its target from $68 to $70 and reiterated a “Market Outperform” rating. Analyst price target reports
• Positive Sentiment: Second-quarter adjusted EPS exceeded expectations. OneMain reported adjusted diluted earnings of $1.31 per share, ahead of the $1.26 consensus estimate. Net interest income and other revenue increased year over year, supporting the earnings performance. Q2 earnings and net interest income report
• Positive Sentiment: Receivables continued to expand. Managed receivables reached $26.9 billion, indicating continued loan growth and a larger base for future interest income. The company also declared a quarterly dividend of $1.05 per share, representing an annualized yield of approximately 6.7%. OneMain second-quarter 2026 results
• Neutral Sentiment: Management characterized the quarter as growth amid credit pressure. The earnings call highlighted receivables growth and revenue gains, but investors are monitoring whether loan expansion can remain profitable as credit costs rise. OneMain earnings call highlights
• Negative Sentiment: Profit declined from the prior-year period. Reported EPS fell to $1.32 from $1.40, while net income decreased to $152 million from $167 million. Rising credit costs weighed on results, underscoring the risks associated with OneMain’s nonprime consumer lending exposure. OneMain quarterly results release

OneMain Company Profile

OneMain Financial (NYSE: OMF) is a leading consumer finance company specializing in unsecured personal loans for middle-income customers. The company offers tailored loan products designed to address a variety of needs, including debt consolidation, home improvement financing, large purchases and emergency expenses. Through a combination of branch-based service and digital channels, OneMain aims to deliver a personalized borrowing experience with flexible repayment options and transparent terms.

Tracing its roots back to the Commercial Credit Company founded in 1912, OneMain has evolved through a series of mergers and corporate transformations.