USCB Financial (USCB) Expected to Announce Quarterly Earnings on Thursday

USCB Financial (NASDAQ:USCB) is anticipated to issue its Q2 2026 results after the market closes on Thursday, July 23rd. Analysts expect the company to post earnings of $0.49 per share and revenue of $26.7370 million for the quarter. Individuals may review the information on the company’s upcoming Q2 2026 earning results page for the latest details on the call scheduled for Friday, July 24, 2026 at 11:00 AM ET.

USCB Financial (NASDAQ:USCB) last released its earnings results on Thursday, April 23rd. The company reported $0.47 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.48 by ($0.01). The firm had revenue of $26.18 million during the quarter, compared to analysts’ expectations of $25.95 million. USCB Financial had a return on equity of 15.37% and a net margin of 17.04%. On average, analysts expect USCB Financial to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

USCB Financial Stock Performance

Shares of USCB opened at $20.42 on Wednesday. The firm has a market cap of $372.87 million, a PE ratio of 14.28 and a beta of 0.51. The stock’s fifty day moving average price is $19.38 and its two-hundred day moving average price is $19.19. The company has a debt-to-equity ratio of 0.41, a current ratio of 0.91 and a quick ratio of 0.91. USCB Financial has a 1 year low of $16.06 and a 1 year high of $20.99.

USCB Financial Announces Dividend

The company also recently declared a quarterly dividend, which will be paid on Friday, September 4th. Stockholders of record on Monday, August 17th will be paid a dividend of $0.125 per share. The ex-dividend date is Monday, August 17th. This represents a $0.50 annualized dividend and a dividend yield of 2.4%. USCB Financial’s dividend payout ratio is presently 34.97%.

Analyst Upgrades and Downgrades

Several equities research analysts recently weighed in on the company. Hovde Group lifted their price objective on USCB Financial from $19.50 to $20.00 and gave the stock a “market perform” rating in a report on Monday, April 27th. Raymond James Financial reaffirmed a “strong-buy” rating on shares of USCB Financial in a report on Monday, April 27th. Weiss Ratings reiterated a “buy (b)” rating on shares of USCB Financial in a research report on Friday, May 29th. Zacks Research upgraded shares of USCB Financial from a “strong sell” rating to a “hold” rating in a research note on Monday, March 30th. Finally, Piper Sandler boosted their price target on shares of USCB Financial from $23.00 to $24.00 and gave the company an “overweight” rating in a research report on Tuesday, April 28th. One investment analyst has rated the stock with a Strong Buy rating, two have issued a Buy rating and two have assigned a Hold rating to the company’s stock. Based on data from MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and a consensus target price of $22.00.

Insider Activity

In other news, Director Ramon Abadin sold 9,000 shares of the firm’s stock in a transaction that occurred on Thursday, May 14th. The shares were sold at an average price of $18.21, for a total value of $163,890.00. Following the completion of the transaction, the director directly owned 24,561 shares in the company, valued at approximately $447,255.81. This trade represents a 26.82% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, CEO La Aguilera Luis De sold 49,414 shares of the business’s stock in a transaction that occurred on Thursday, May 21st. The shares were sold at an average price of $18.30, for a total transaction of $904,276.20. Following the transaction, the chief executive officer directly owned 242,945 shares of the company’s stock, valued at approximately $4,445,893.50. This represents a 16.90% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Over the last quarter, insiders have sold 248,122 shares of company stock worth $4,514,106. Company insiders own 27.40% of the company’s stock.

Institutional Trading of USCB Financial

A number of hedge funds and other institutional investors have recently bought and sold shares of the company. Geode Capital Management LLC boosted its holdings in USCB Financial by 1.7% in the 2nd quarter. Geode Capital Management LLC now owns 248,716 shares of the company’s stock valued at $4,114,000 after purchasing an additional 4,242 shares during the period. Hsbc Holdings PLC grew its position in shares of USCB Financial by 25.9% during the 2nd quarter. Hsbc Holdings PLC now owns 32,875 shares of the company’s stock valued at $546,000 after purchasing an additional 6,770 shares in the last quarter. First Trust Advisors LP bought a new position in shares of USCB Financial in the second quarter worth $212,000. Gabelli Funds LLC bought a new position in shares of USCB Financial in the second quarter worth $563,000. Finally, Alliancebernstein L.P. raised its position in shares of USCB Financial by 9.0% in the second quarter. Alliancebernstein L.P. now owns 973,088 shares of the company’s stock worth $16,095,000 after buying an additional 79,983 shares in the last quarter. Institutional investors own 61.34% of the company’s stock.

USCB Financial Company Profile

USCB Financial (NASDAQ: USCB) is a bank holding company headquartered in Columbia, South Carolina, serving as the parent company of United Security Bank. Established to support community banking in the Midlands region, the company focuses on relationship-driven financial services tailored to both individuals and businesses. As a regional player, USCB Financial emphasizes personalized service through a network of full-service branch offices.

The company’s core business activities include commercial and consumer lending, deposit products and alternative delivery channels.