Critical Survey: NN Group (OTCMKTS:NNGRY) and F&G Annuities & Life (NYSE:FG)

NN Group (OTCMKTS:NNGRY) and F&G Annuities & Life (NYSE:FG) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, dividends, analyst recommendations, risk, profitability and earnings.

Earnings & Valuation

This table compares NN Group and F&G Annuities & Life”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NN Group	$13.03 billion	1.77	$1.34 billion	N/A	N/A
F&G Annuities & Life	$5.66 billion	0.66	$265.00 million	$3.81	7.37

NN Group has higher revenue and earnings than F&G Annuities & Life.

Analyst Recommendations

This is a summary of recent ratings and target prices for NN Group and F&G Annuities & Life, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NN Group	1	5	2	0	2.13
F&G Annuities & Life	0	4	0	0	2.00

F&G Annuities & Life has a consensus target price of $30.00, suggesting a potential upside of 6.86%. Given F&G Annuities & Life’s higher probable upside, analysts clearly believe F&G Annuities & Life is more favorable than NN Group.

Profitability

This table compares NN Group and F&G Annuities & Life’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
NN Group	N/A	N/A	N/A
F&G Annuities & Life	8.89%	10.73%	0.53%

Risk & Volatility

NN Group has a beta of 0.77, meaning that its share price is 23% less volatile than the S&P 500. Comparatively, F&G Annuities & Life has a beta of 1.28, meaning that its share price is 28% more volatile than the S&P 500.

Insider and Institutional Ownership

0.0% of NN Group shares are held by institutional investors. Comparatively, 95.9% of F&G Annuities & Life shares are held by institutional investors. 2.1% of F&G Annuities & Life shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Dividends

NN Group pays an annual dividend of $2.36 per share and has a dividend yield of 5.4%. F&G Annuities & Life pays an annual dividend of $1.00 per share and has a dividend yield of 3.6%. F&G Annuities & Life pays out 26.2% of its earnings in the form of a dividend. F&G Annuities & Life has raised its dividend for 2 consecutive years.

Summary

F&G Annuities & Life beats NN Group on 8 of the 15 factors compared between the two stocks.

About NN Group

NN Group N.V., a financial services company, provides life and non-life insurance products in the Netherlands and internationally. The company operates through Netherlands Life, Netherlands Non-life, Insurance Europe, Japan Life, Banking, and Other segments. It offers Life insurance products, such as group and individual pension products, retail life insurance, and SME life insurance products; and non-life insurance products, including motor, fire, liability, transport, travel, health, property and casualty, and disability and accident insurance products. The company also provides banking services, including mortgage loans, bank annuities, consumer savings, and retail savings and investment products; reinsurance services; and retirement products and services. It offers its products to individuals, small and medium-sized enterprises, and Corporates customers directly through tied agents, agents/ brokers, platform insurance, and direct channels. The company was formerly known as ING Insurance Topholding N.V. and changed its name to NN Group N.V. in March 2014. NN Group N.V. was founded in 1845 and is headquartered in the Hague, the Netherlands.

About F&G Annuities & Life

F&G Annuities & Life, Inc. engages in the provision of fixed annuity and life insurance products. It specializes in life insurance, annuities, retirement planning and wealth transfer. The company was founded in 1959 and is headquartered in Des Moines, IA.