EverQuote (NASDAQ:EVER – Get Free Report) and Oscar Health (NYSE:OSCR – Get Free Report) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, analyst recommendations, valuation, institutional ownership, earnings, profitability and dividends.
Risk & Volatility
EverQuote has a beta of 0.56, indicating that its share price is 44% less volatile than the S&P 500. Comparatively, Oscar Health has a beta of 2.34, indicating that its share price is 134% more volatile than the S&P 500.
Analyst Recommendations
This is a summary of current recommendations and price targets for EverQuote and Oscar Health, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| EverQuote | 0 | 2 | 6 | 0 | 2.75 |
| Oscar Health | 2 | 7 | 2 | 0 | 2.00 |
Profitability
This table compares EverQuote and Oscar Health’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| EverQuote | 14.34% | 57.65% | 39.98% |
| Oscar Health | -3.79% | -39.35% | -7.29% |
Earnings & Valuation
This table compares EverQuote and Oscar Health”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| EverQuote | $692.52 million | 1.14 | $99.31 million | $2.64 | 8.29 |
| Oscar Health | $11.70 billion | 0.46 | -$443.15 million | ($1.74) | -10.48 |
EverQuote has higher earnings, but lower revenue than Oscar Health. Oscar Health is trading at a lower price-to-earnings ratio than EverQuote, indicating that it is currently the more affordable of the two stocks.
Insider & Institutional Ownership
91.5% of EverQuote shares are owned by institutional investors. Comparatively, 75.7% of Oscar Health shares are owned by institutional investors. 25.5% of EverQuote shares are owned by company insiders. Comparatively, 25.1% of Oscar Health shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
Summary
EverQuote beats Oscar Health on 12 of the 14 factors compared between the two stocks.
About EverQuote
EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company offers auto, home and renters, and life insurance. The company serves carriers and agents, as well as indirect distributors. The company was formerly known as AdHarmonics, Inc., and changed its name to EverQuote, Inc. in November 2014. EverQuote, Inc. was incorporated in 2008 and is based in Cambridge, Massachusetts.
About Oscar Health
Oscar Health, Inc. operates as a health insurance in the United States. The company offers health plans in individual and small group markets, as well as +Oscar, a technology driven platform that help providers and payors directly enable their shift to value-based care. It also provides reinsurance products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.
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