Benchmark Has Lowered Expectations for Repay (NASDAQ:RPAY) Stock Price

Repay (NASDAQ:RPAY) had its price objective reduced by research analysts at Benchmark from $8.00 to $6.00 in a report released on Tuesday,Benzinga reports. The firm presently has a “buy” rating on the stock. Benchmark’s target price suggests a potential upside of 113.52% from the company’s current price.

Other equities analysts have also issued reports about the company. Wall Street Zen lowered Repay from a “buy” rating to a “hold” rating in a research report on Saturday, November 15th. DA Davidson reaffirmed a “buy” rating and set a $10.00 price objective on shares of Repay in a research note on Tuesday, November 11th. UBS Group reduced their target price on Repay from $5.75 to $4.00 and set a “neutral” rating on the stock in a research note on Tuesday, November 11th. Weiss Ratings reaffirmed a “sell (e+)” rating on shares of Repay in a research note on Monday, December 29th. Finally, Morgan Stanley decreased their target price on Repay from $5.00 to $4.00 and set an “equal weight” rating for the company in a research report on Wednesday, November 12th. Four equities research analysts have rated the stock with a Buy rating, five have issued a Hold rating and one has issued a Sell rating to the company. According to MarketBeat, Repay presently has an average rating of “Hold” and a consensus target price of $6.36.

Repay Price Performance

RPAY opened at $2.81 on Tuesday. The stock has a 50-day moving average price of $3.35 and a 200-day moving average price of $4.10. The stock has a market capitalization of $256.69 million, a P/E ratio of -2.05 and a beta of 1.64. Repay has a 12-month low of $2.70 and a 12-month high of $6.05. The company has a current ratio of 0.81, a quick ratio of 0.81 and a debt-to-equity ratio of 0.45.

Repay (NASDAQ:RPAY) last issued its quarterly earnings results on Monday, March 9th. The company reported $0.19 EPS for the quarter, missing analysts’ consensus estimates of $0.22 by ($0.03). The business had revenue of $78.59 million for the quarter, compared to the consensus estimate of $76.79 million. Repay had a negative net margin of 39.08% and a positive return on equity of 9.04%. The firm’s revenue was up .4% on a year-over-year basis. During the same quarter in the previous year, the business earned $0.24 earnings per share. Equities analysts predict that Repay will post 0.72 earnings per share for the current fiscal year.

Hedge Funds Weigh In On Repay

Several hedge funds and other institutional investors have recently bought and sold shares of RPAY. Whetstone Capital Advisors LLC raised its holdings in shares of Repay by 1,832.1% during the fourth quarter. Whetstone Capital Advisors LLC now owns 2,728,627 shares of the company’s stock valued at $9,959,000 after purchasing an additional 2,587,400 shares during the last quarter. Portolan Capital Management LLC purchased a new position in Repay in the third quarter worth about $11,417,000. American Century Companies Inc. increased its position in shares of Repay by 45.5% during the 2nd quarter. American Century Companies Inc. now owns 6,440,443 shares of the company’s stock valued at $31,043,000 after purchasing an additional 2,013,128 shares during the last quarter. Private Management Group Inc. boosted its holdings in shares of Repay by 57.3% in the second quarter. Private Management Group Inc. now owns 4,175,111 shares of the company’s stock worth $20,124,000 after buying an additional 1,520,432 shares during the last quarter. Finally, Kent Lake PR LLC purchased a new stake in Repay during the second quarter valued at approximately $7,230,000. Institutional investors own 82.73% of the company’s stock.

Key Repay News

Here are the key news stories impacting Repay this week:

• Positive Sentiment: Management set FY‑2026 revenue guidance of roughly $340.0M–$346.0M, above the consensus (~$320.7M), which is constructive for top‑line growth expectations. REPAY Reports Fourth Quarter and Full Year 2025 Financial Results
• Neutral Sentiment: Brokerage consensus on the name is muted — recent aggregation shows an average rating of “Hold,” suggesting limited near‑term analyst enthusiasm. Repay Holdings Corporation (NASDAQ:RPAY) Receives Average Rating of “Hold” from Brokerages
• Neutral Sentiment: The Q4 earnings call transcript is available for investors who want management color on margins, one‑time items and the drivers of guidance; review for detail on how the company plans to reach the raised revenue range. Repay Holdings Corporation (RPAY) Q4 2025 Earnings Call Transcript
• Negative Sentiment: Reported Q4 EPS of $0.19 missed the Zacks/Street estimate (~$0.22) and fell from $0.24 a year ago — an EPS miss typically pressures short‑term sentiment. Repay Holdings (RPAY) Lags Q4 Earnings Estimates
• Negative Sentiment: Third‑party summaries flagged a large operating and net loss in Q4 (wide swings driven by reported non‑cash/one‑time charges) plus weaker cash balances and notable insider sales — all factors that raise profitability and governance concerns for investors. Repay Holdings Corporation (RPAY) stock falls on Q4 2025 Earnings

Repay Company Profile

Repay Holdings Corp. (Nasdaq: RPAY) is a specialized financial technology company that delivers integrated payment solutions to businesses operating within key vertical markets. The company’s platform enables merchants and service providers to accept a range of payment types, including credit and debit cards, automated clearing house (ACH) transfers and electronic checks. Repay’s offerings are designed to seamlessly integrate with third-party software applications, such as enterprise resource planning, customer relationship management and point-of-sale systems, empowering industries such as utilities, telecommunications, automotive finance, healthcare, insurance, property management and education.

Tracing its roots to the formation of Pinnacle Payment Systems in 1997, Repay expanded its capabilities through strategic acquisitions, including Southeastern Integrated Solutions and Payliance, before completing a business combination with Thunder Bridge Acquisition II in 2019 to become a publicly traded company on the Nasdaq.