Synchrony Financial (NYSE:SYF) Insider Alberto Casellas Sells 14,399 Shares

Synchrony Financial (NYSE:SYF) insider Alberto Casellas sold 14,399 shares of the company’s stock in a transaction dated Monday, March 2nd. The stock was sold at an average price of $67.71, for a total value of $974,956.29. Following the completion of the transaction, the insider directly owned 50,331 shares of the company’s stock, valued at $3,407,912.01. The trade was a 22.24% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available through this link.

Synchrony Financial Stock Down 0.2%

Shares of SYF opened at $68.53 on Wednesday. The firm has a market cap of $23.82 billion, a P/E ratio of 7.38, a PEG ratio of 0.61 and a beta of 1.42. Synchrony Financial has a 12 month low of $40.54 and a 12 month high of $88.77. The stock’s 50 day moving average is $77.07 and its two-hundred day moving average is $75.98. The company has a current ratio of 1.24, a quick ratio of 1.24 and a debt-to-equity ratio of 0.98.

Synchrony Financial (NYSE:SYF) last announced its earnings results on Tuesday, January 27th. The financial services provider reported $2.18 earnings per share for the quarter, topping the consensus estimate of $2.02 by $0.16. Synchrony Financial had a return on equity of 23.07% and a net margin of 15.72%.The business had revenue of $3.79 billion during the quarter, compared to the consensus estimate of $3.84 billion. During the same period in the prior year, the company posted $1.91 EPS. The business’s quarterly revenue was down .2% on a year-over-year basis. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. Analysts predict that Synchrony Financial will post 7.67 earnings per share for the current fiscal year.

Synchrony Financial Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Tuesday, February 17th. Shareholders of record on Friday, February 6th were issued a dividend of $0.30 per share. This represents a $1.20 annualized dividend and a yield of 1.8%. The ex-dividend date of this dividend was Friday, February 6th. Synchrony Financial’s dividend payout ratio (DPR) is presently 12.92%.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently made changes to their positions in the stock. NewEdge Advisors LLC increased its holdings in shares of Synchrony Financial by 8.9% in the first quarter. NewEdge Advisors LLC now owns 8,302 shares of the financial services provider’s stock valued at $439,000 after purchasing an additional 679 shares during the last quarter. Woodline Partners LP boosted its stake in Synchrony Financial by 36.2% during the first quarter. Woodline Partners LP now owns 35,582 shares of the financial services provider’s stock worth $1,884,000 after buying an additional 9,460 shares during the last quarter. Focus Partners Wealth boosted its stake in Synchrony Financial by 7.7% during the first quarter. Focus Partners Wealth now owns 6,406 shares of the financial services provider’s stock worth $339,000 after buying an additional 459 shares during the last quarter. Geneos Wealth Management Inc. grew its holdings in Synchrony Financial by 337.0% in the 1st quarter. Geneos Wealth Management Inc. now owns 590 shares of the financial services provider’s stock valued at $31,000 after buying an additional 455 shares in the last quarter. Finally, Sivia Capital Partners LLC increased its stake in shares of Synchrony Financial by 56.1% in the 2nd quarter. Sivia Capital Partners LLC now owns 6,062 shares of the financial services provider’s stock worth $405,000 after acquiring an additional 2,178 shares during the last quarter. 96.48% of the stock is currently owned by institutional investors and hedge funds.

Wall Street Analysts Forecast Growth

SYF has been the subject of several research analyst reports. Robert W. Baird upgraded shares of Synchrony Financial from a “neutral” rating to an “outperform” rating and set a $83.00 price target for the company in a research report on Friday, February 13th. JPMorgan Chase & Co. cut their price objective on Synchrony Financial from $86.00 to $84.00 and set a “neutral” rating for the company in a research note on Wednesday, January 28th. Barclays reduced their target price on Synchrony Financial from $101.00 to $93.00 and set an “overweight” rating for the company in a report on Wednesday, January 28th. Royal Bank Of Canada lowered their price target on Synchrony Financial from $91.00 to $85.00 and set a “sector perform” rating on the stock in a research note on Wednesday, January 28th. Finally, Keefe, Bruyette & Woods boosted their price target on Synchrony Financial from $95.00 to $98.00 and gave the stock an “outperform” rating in a research report on Friday, January 2nd. One analyst has rated the stock with a Strong Buy rating, thirteen have given a Buy rating and seven have issued a Hold rating to the stock. According to data from MarketBeat, the company presently has an average rating of “Moderate Buy” and a consensus price target of $87.11.

Key Stories Impacting Synchrony Financial

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Survey shows rising consumer use of generative AI for shopping, which could boost card spend, merchant partnerships, and demand for loyalty/financing solutions that benefit Synchrony. This highlights potential tailwinds for originations and debit/credit transaction volume. GENERATIVE AI IS FAST BECOMING CONSUMERS’ GO-TO SHOPPING ADVISOR
• Neutral Sentiment: Synchrony’s CFO will participate in the 2026 RBC Capital Markets Global Financial Institutions Conference — routine investor outreach that may provide additional management color on guidance, credit trends, or capital plans but is not an immediate operational surprise. Synchrony to Participate in the 2026 RBC Capital Markets Global Financial Institutions Conference
• Negative Sentiment: Multiple insiders executed sizable sales over Mar 2–3 (large blocks and double-digit percentage reductions), which is weighing on sentiment: Brian D. Doubles sold 217,554 shares (~$14.94M). Brian D. Doubles Form 4 Alberto Casellas sold 14,399 shares (~$975k). Alberto Casellas Form 4 Brian J. Wenzel sold multiple tranches (~$4.49M total). Brian J. Wenzel Form 4 Additional insider sales (Darrell Owens, Curtis Howse, Bart Schaller) add several hundred thousand dollars more. Darrell Owens Form 4 Curtis Howse Form 4 Bart Schaller Form 4 Combined disclosed sales are roughly ~$22M, which traders may interpret as a signal to reduce exposure until management commentary clarifies intent.

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.