Payoneer Global (NASDAQ:PAYO) Releases Quarterly Earnings Results, Misses Estimates By $0.01 EPS

Payoneer Global (NASDAQ:PAYO) posted its earnings results on Thursday. The company reported $0.05 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.06 by ($0.01), FiscalAI reports. The company had revenue of $274.69 million during the quarter, compared to analysts’ expectations of $282.79 million. Payoneer Global had a net margin of 6.96% and a return on equity of 10.71%. Payoneer Global’s quarterly revenue was up 5.0% compared to the same quarter last year. During the same period in the previous year, the company posted $0.05 EPS.

Here are the key takeaways from Payoneer Global’s conference call:

• Payoneer reported a strong 2025 with revenue ex-interest up 14%, $272M Adjusted EBITDA (26% margin), $146M free cash flow, and $175M of share repurchases, signaling improved profitability and capital returns.
• 2026 guidance targets revenue of $1.09B–$1.13B (core revenue ex-interest $900M–$940M) and core Adjusted EBITDA ex-interest more than doubling to ~$90M at the midpoint, with an expected exit at mid‑teens growth and mid‑teens core margins.
• Management expects an approximately 300 basis‑point drag to 2026 revenue growth from migrating checkout to Stripe and portfolio optimization, a front‑loaded headwind that could pressure near‑term top‑line results.
• The upmarket/B2B strategy is gaining momentum—B2B revenue grew 28%, now 30% of revenue, and customers with ≥$600k annual volume represent 42% of revenue and drove 60% of 2025 growth, supported by enterprise wins like Airbnb, Upwork, TikTok LIVE, and Best Buy.
• Payoneer launched a stablecoin pilot with Bridge (Stripe) and applied to form an uninsured national trust bank to integrate stablecoin capabilities—this could expand TAM but carries regulatory and execution uncertainty.

Payoneer Global Stock Down 18.5%

Shares of PAYO stock traded down $0.97 during trading hours on Thursday, hitting $4.27. 9,760,620 shares of the company were exchanged, compared to its average volume of 4,170,070. The firm has a fifty day moving average of $5.64 and a 200 day moving average of $5.96. Payoneer Global has a 1 year low of $4.18 and a 1 year high of $9.19. The firm has a market cap of $1.52 billion, a PE ratio of 22.47, a PEG ratio of 5.82 and a beta of 1.04.

Hedge Funds Weigh In On Payoneer Global

A number of hedge funds have recently made changes to their positions in the stock. Osaic Holdings Inc. lifted its stake in shares of Payoneer Global by 246.5% in the 2nd quarter. Osaic Holdings Inc. now owns 4,636 shares of the company’s stock valued at $33,000 after purchasing an additional 3,298 shares in the last quarter. Vident Advisory LLC purchased a new stake in shares of Payoneer Global in the fourth quarter worth about $58,000. Empowered Funds LLC acquired a new stake in shares of Payoneer Global in the fourth quarter valued at about $63,000. Quarry LP raised its holdings in shares of Payoneer Global by 9,273.2% during the 3rd quarter. Quarry LP now owns 10,498 shares of the company’s stock valued at $64,000 after buying an additional 10,386 shares during the period. Finally, Captrust Financial Advisors acquired a new position in Payoneer Global during the 4th quarter worth approximately $65,000. Institutional investors and hedge funds own 82.22% of the company’s stock.

Wall Street Analyst Weigh In

Several brokerages have recently issued reports on PAYO. Weiss Ratings restated a “hold (c)” rating on shares of Payoneer Global in a research report on Thursday, January 22nd. Benchmark decreased their price target on shares of Payoneer Global from $12.00 to $10.00 and set a “buy” rating on the stock in a research note on Tuesday, December 23rd. Jefferies Financial Group set a $7.00 price objective on shares of Payoneer Global in a research report on Wednesday, November 5th. Wall Street Zen upgraded shares of Payoneer Global from a “sell” rating to a “hold” rating in a research report on Saturday, November 8th. Finally, Needham & Company LLC lowered their target price on shares of Payoneer Global from $10.00 to $8.00 and set a “buy” rating for the company in a research note on Thursday. Seven analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company’s stock. According to MarketBeat, the company currently has a consensus rating of “Moderate Buy” and a consensus target price of $8.71.

About Payoneer Global

Payoneer Global (NASDAQ: PAYO) operates a digital payments platform that enables businesses, marketplaces and professionals to send and receive cross-border payments. The company’s core offerings include multi-currency receiving accounts, mass payout services and working capital solutions. Through its platform, Payoneer facilitates global transactions by connecting payors and payees across a network of local bank transfers, card payouts and digital wallets, supporting the seamless movement of funds in over 150 currencies.

Founded in 2005, Payoneer has grown from a small fintech venture into a widely adopted payments infrastructure provider that serves clients in more than 200 countries and territories.