Euronet Worldwide (NASDAQ:EEFT) Posts Quarterly Earnings Results, Misses Estimates By $0.09 EPS

Euronet Worldwide (NASDAQ:EEFT) announced its earnings results on Thursday. The business services provider reported $2.39 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $2.48 by ($0.09), FiscalAI reports. The business had revenue of $1.11 billion for the quarter, compared to analysts’ expectations of $1.11 billion. Euronet Worldwide had a net margin of 7.27% and a return on equity of 27.63%. The company’s quarterly revenue was up 5.9% on a year-over-year basis. During the same quarter last year, the business earned $2.08 EPS. Euronet Worldwide updated its FY 2026 guidance to 10.570-11.050 EPS.

Here are the key takeaways from Euronet Worldwide’s conference call:

• Management said the fourth quarter was “one of the more challenging operating environments,” with immigration policy uncertainty and economic stress among lower‑income consumers materially weighing on money transfer and epay results, primarily via reduced transaction frequency.
• The EFT segment was resilient and a stabilizing earnings engine—merchant acquiring Adjusted EBITDA grew ~32%, the Credia Bank deal adds ~20,000 merchants (~10% uplift) and the CoreCard acquisition expands card issuing/processing capabilities and early customer momentum.
• Euronet delivered its fifth consecutive year of double‑digit adjusted EPS growth and reiterated guidance of 10%–15% adjusted EPS growth for 2026, reflecting confidence in its multi‑segment growth initiatives and capital allocation strategy.
• Management initiated a money‑transfer optimization (recorded a $20M charge) expected to deliver roughly $40M of annual run‑rate benefits and expand segment margins ~50–75 bps in 2026, while digital traction continues (Ria digital: 31% transaction growth and 33% revenue growth in Q4).

Euronet Worldwide Trading Down 5.7%

Euronet Worldwide stock traded down $3.99 during trading on Thursday, hitting $66.20. The company’s stock had a trading volume of 1,018,410 shares, compared to its average volume of 662,697. The stock’s fifty day moving average is $74.70 and its 200 day moving average is $81.86. Euronet Worldwide has a 1-year low of $64.34 and a 1-year high of $114.25. The stock has a market capitalization of $2.78 billion, a price-to-earnings ratio of 9.69, a P/E/G ratio of 0.58 and a beta of 0.82. The company has a debt-to-equity ratio of 0.84, a quick ratio of 1.15 and a current ratio of 1.15.

Institutional Trading of Euronet Worldwide

Institutional investors have recently made changes to their positions in the stock. Bank of Montreal Can raised its position in shares of Euronet Worldwide by 933.8% in the 4th quarter. Bank of Montreal Can now owns 1,993,682 shares of the business services provider’s stock worth $151,739,000 after buying an additional 1,800,837 shares during the period. AQR Capital Management LLC raised its holdings in shares of Euronet Worldwide by 131.9% in the 2nd quarter. AQR Capital Management LLC now owns 1,308,267 shares of the business services provider’s stock worth $132,632,000 after purchasing an additional 744,040 shares during the period. Hotchkis & Wiley Capital Management LLC lifted its stake in shares of Euronet Worldwide by 5.1% in the 3rd quarter. Hotchkis & Wiley Capital Management LLC now owns 974,860 shares of the business services provider’s stock valued at $85,602,000 after purchasing an additional 47,153 shares in the last quarter. Turtle Creek Asset Management Inc. grew its holdings in shares of Euronet Worldwide by 35.4% during the 3rd quarter. Turtle Creek Asset Management Inc. now owns 955,346 shares of the business services provider’s stock worth $83,889,000 after purchasing an additional 249,676 shares during the period. Finally, Wasatch Advisors LP increased its position in Euronet Worldwide by 25.9% during the 3rd quarter. Wasatch Advisors LP now owns 765,072 shares of the business services provider’s stock worth $67,181,000 after purchasing an additional 157,530 shares in the last quarter. 91.60% of the stock is owned by hedge funds and other institutional investors.

Wall Street Analyst Weigh In

Several research firms have issued reports on EEFT. Keefe, Bruyette & Woods decreased their price objective on shares of Euronet Worldwide from $100.00 to $95.00 and set a “market perform” rating on the stock in a report on Friday, October 24th. Wall Street Zen lowered shares of Euronet Worldwide from a “buy” rating to a “hold” rating in a research note on Saturday, October 18th. DA Davidson lowered their price objective on Euronet Worldwide from $124.00 to $112.00 and set a “buy” rating on the stock in a report on Wednesday, February 4th. Oppenheimer reduced their target price on Euronet Worldwide from $134.00 to $133.00 and set an “outperform” rating for the company in a report on Friday, October 17th. Finally, Wolfe Research restated an “underperform” rating and issued a $80.00 target price on shares of Euronet Worldwide in a research report on Thursday, January 8th. Five equities research analysts have rated the stock with a Buy rating, two have assigned a Hold rating and two have issued a Sell rating to the company. According to data from MarketBeat.com, Euronet Worldwide has a consensus rating of “Hold” and a consensus price target of $108.33.

Trending Headlines about Euronet Worldwide

Here are the key news stories impacting Euronet Worldwide this week:

• Positive Sentiment: Revenue grew ~5.9% year‑over‑year to about $1.11B and came in roughly in line with expectations — a sign that core transaction volumes remain resilient. Euronet earnings & presentation
• Positive Sentiment: Profitability metrics remain strong: net margin ~7.3% and return on equity ~27.6%, underscoring efficient capital use and operating leverage that support long‑term cash flow. Euronet earnings & presentation
• Neutral Sentiment: The company set FY2026 EPS guidance at a range of 10.570–11.050, which is essentially in line with consensus (10.590) but slightly below the midpoint; that leaves limited upside vs. expectations and increases sensitivity to execution. Key metrics review
• Neutral Sentiment: Investor commentary frames EEFT as a value play given its low P/E and solid fundamentals, but that view depends on management hitting the new, narrow guidance range. Zacks value thesis
• Negative Sentiment: Q4 EPS of $2.39 missed the Zacks consensus of $2.48 (a $0.09 shortfall). Earnings misses often trigger short‑term selling as investors re‑price near‑term expectations. Earnings lag analysis
• Negative Sentiment: Market reaction was amplified by higher trading volume following the release and the perception that guidance leaves little margin for error — increasing short‑term volatility risk for the stock. Earnings presentation

About Euronet Worldwide

Euronet Worldwide, Inc is a global financial technology company specializing in electronic payment services and transaction processing. Through its three primary business segments—Electronic Funds Transfer (EFT) Network Services, epay® Prepaid and Payment Services, and Money Transfer—Euronet provides end-to-end solutions that enable secure, efficient and convenient payments for consumers, financial institutions and retailers worldwide.

In its EFT Network Services arm, Euronet operates one of the world’s largest ATM and point-of-sale (POS) terminal networks, offering deployment, management and connectivity services.