Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Issues Quarterly Earnings Results

Posted by Hanz Christensen on Jan 31st, 2026

Seacoast Banking Corporation of Florida (NASDAQ:SBCF – Get Free Report) released its quarterly earnings results on Thursday. The financial services provider reported $0.44 EPS for the quarter, missing analysts’ consensus estimates of $0.51 by ($0.07), FiscalAI reports. Seacoast Banking Corporation of Florida had a net margin of 15.47% and a return on equity of 7.39%. The firm had revenue of $204.79 million during the quarter, compared to the consensus estimate of $201.25 million. During the same period in the prior year, the business earned $0.48 EPS. The company’s revenue for the quarter was up 53.0% compared to the same quarter last year.

Seacoast Banking Corporation of Florida Price Performance

Shares of SBCF stock opened at $33.44 on Friday. The stock has a 50 day moving average of $32.56 and a two-hundred day moving average of $30.92. The company has a current ratio of 0.84, a quick ratio of 0.84 and a debt-to-equity ratio of 0.34. Seacoast Banking Corporation of Florida has a 12 month low of $21.36 and a 12 month high of $35.46. The company has a market capitalization of $3.27 billion, a P/E ratio of 20.90 and a beta of 0.92.

Seacoast Banking Corporation of Florida Announces Dividend

The company also recently declared a quarterly dividend, which will be paid on Tuesday, March 31st. Shareholders of record on Friday, March 13th will be issued a $0.19 dividend. The ex-dividend date of this dividend is Friday, March 13th. This represents a $0.76 annualized dividend and a yield of 2.3%. Seacoast Banking Corporation of Florida’s dividend payout ratio is 44.97%.

Insider Activity

In related news, Director Dennis S. Hudson III sold 8,000 shares of the company’s stock in a transaction on Monday, November 10th. The stock was sold at an average price of $31.13, for a total value of $249,040.00. Following the completion of the transaction, the director directly owned 251,275 shares in the company, valued at approximately $7,822,190.75. This represents a 3.09% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. Corporate insiders own 1.60% of the company’s stock.

Institutional Investors Weigh In On Seacoast Banking Corporation of Florida

A number of institutional investors have recently bought and sold shares of the business. Wellington Management Group LLP lifted its holdings in shares of Seacoast Banking Corporation of Florida by 58.6% during the 3rd quarter. Wellington Management Group LLP now owns 5,482,250 shares of the financial services provider’s stock worth $166,825,000 after acquiring an additional 2,025,988 shares during the period. Verition Fund Management LLC acquired a new position in Seacoast Banking Corporation of Florida in the third quarter worth about $14,865,000. Ameriprise Financial Inc. lifted its stake in Seacoast Banking Corporation of Florida by 78.1% during the third quarter. Ameriprise Financial Inc. now owns 679,218 shares of the financial services provider’s stock worth $20,669,000 after purchasing an additional 297,892 shares during the period. UBS Group AG lifted its stake in Seacoast Banking Corporation of Florida by 125.8% during the third quarter. UBS Group AG now owns 390,625 shares of the financial services provider’s stock worth $11,887,000 after purchasing an additional 217,613 shares during the period. Finally, Jane Street Group LLC acquired a new stake in Seacoast Banking Corporation of Florida during the first quarter valued at approximately $4,817,000. Institutional investors and hedge funds own 81.77% of the company’s stock.

Analyst Upgrades and Downgrades

A number of research firms recently issued reports on SBCF. Keefe, Bruyette & Woods raised their target price on shares of Seacoast Banking Corporation of Florida from $35.00 to $36.00 and gave the company an “outperform” rating in a research note on Wednesday, October 29th. Piper Sandler reaffirmed a “neutral” rating and issued a $33.50 price target on shares of Seacoast Banking Corporation of Florida in a research report on Monday, November 3rd. Weiss Ratings reiterated a “hold (c+)” rating on shares of Seacoast Banking Corporation of Florida in a research note on Thursday, January 22nd. Raymond James Financial set a $33.00 price objective on Seacoast Banking Corporation of Florida and gave the stock an “outperform” rating in a research report on Tuesday, October 7th. Finally, Zacks Research lowered Seacoast Banking Corporation of Florida from a “strong-buy” rating to a “hold” rating in a report on Monday, December 29th. Two analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the stock. According to MarketBeat, Seacoast Banking Corporation of Florida currently has an average rating of “Hold” and a consensus target price of $31.50.

View Our Latest Stock Report on Seacoast Banking Corporation of Florida

Key Headlines Impacting Seacoast Banking Corporation of Florida

Here are the key news stories impacting Seacoast Banking Corporation of Florida this week:

Positive Sentiment: Zacks upgraded SBCF to a Zacks Rank #2 (Buy), which could attract buying interest and support the stock if sentiment improves. Seacoast Banking (SBCF) Upgraded to Buy: Here’s What You Should Know
Positive Sentiment: Revenue and sales beat estimates — Q4 revenue came in above expectations and showed substantial year-over-year growth, highlighting underlying business momentum (can offset some EPS concerns if margins/stability improve). Seacoast Banking’s (NASDAQ:SBCF) Q4 CY2025 sales beat estimates
Neutral Sentiment: Full Q4 earnings call transcript is available — investors should read management commentary for details on net interest margin trends, credit metrics, loan growth, and capital deployment plans. Seacoast Banking Corporation of Florida (SBCF) Q4 2025 Earnings Call Transcript
Neutral Sentiment: Valuation review after recent share momentum provides context on whether the current price reflects growth/earnings expectations — useful for medium-term positioning but not an immediate catalyst. A Look At Seacoast Banking Corporation Of Florida (SBCF) Valuation After Recent Share Price Momentum
Neutral Sentiment: Peer-comparison piece (Central Bancompany vs. Seacoast) offers angle for investors deciding between regional bank exposures — helpful for allocation decisions but secondary to the quarter’s results. Which Is a Better Investment, Central Bancompany, Inc. or Seacoast Banking Corporation of Florida Stock?
Negative Sentiment: EPS missed consensus ($0.44 vs. $0.51), and EPS declined year-over-year — the earnings miss is the primary driver of near-term selling pressure. Seacoast Banking (SBCF) Q4 Earnings Lag Estimates
Negative Sentiment: Analyst and metrics write-ups highlight mixed signals — revenue growth but weaker-than-expected EPS and some key metrics that may pressure near-term profitability and analyst revisions. Here’s What Key Metrics Tell Us About Seacoast Banking (SBCF) Q4 Earnings

About Seacoast Banking Corporation of Florida

(Get Free Report)

Seacoast Banking Corporation of Florida operates as a bank holding company through its principal subsidiary, Seacoast National Bank. Headquartered in Stuart, Florida, Seacoast National Bank provides a full range of commercial and retail banking services across the coastal region of Florida. Its network of branches serves customers from Martin County through Miami-Dade County, offering deposit accounts, lending solutions, cash management and payment services to individuals, small businesses and middle-market companies.

In addition to traditional banking, Seacoast offers specialized mortgage lending and wealth management services.