PCB Bancorp (NASDAQ:PCB) Issues Quarterly Earnings Results

PCB Bancorp (NASDAQ:PCB) posted its quarterly earnings data on Thursday. The company reported $0.64 EPS for the quarter, topping analysts’ consensus estimates of $0.61 by $0.03, Zacks reports. PCB Bancorp had a net margin of 17.08% and a return on equity of 11.56%. The company had revenue of $29.17 million during the quarter, compared to the consensus estimate of $29.33 million.

PCB Bancorp Price Performance

Shares of NASDAQ PCB opened at $22.02 on Friday. PCB Bancorp has a 1 year low of $16.00 and a 1 year high of $24.04. The firm has a market cap of $314.01 million, a PE ratio of 9.21 and a beta of 0.54. The company has a 50 day simple moving average of $22.20 and a 200 day simple moving average of $21.60.

PCB Bancorp Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Friday, February 20th. Shareholders of record on Friday, February 13th will be issued a $0.22 dividend. This represents a $0.88 dividend on an annualized basis and a yield of 4.0%. The ex-dividend date of this dividend is Friday, February 13th. This is a boost from PCB Bancorp’s previous quarterly dividend of $0.20. PCB Bancorp’s payout ratio is currently 33.47%.

Analyst Ratings Changes

A number of research analysts recently weighed in on the company. Weiss Ratings reissued a “buy (b)” rating on shares of PCB Bancorp in a report on Monday, December 29th. Piper Sandler lifted their price objective on shares of PCB Bancorp from $23.00 to $24.00 and gave the stock a “neutral” rating in a research report on Monday, October 27th. Wall Street Zen raised shares of PCB Bancorp from a “hold” rating to a “buy” rating in a research report on Saturday, November 15th. Finally, Keefe, Bruyette & Woods lifted their target price on shares of PCB Bancorp from $23.50 to $25.00 and gave the stock a “market perform” rating in a report on Monday, October 27th. One equities research analyst has rated the stock with a Buy rating and two have assigned a Hold rating to the company’s stock. According to data from MarketBeat.com, the stock currently has a consensus rating of “Hold” and an average target price of $24.50.

PCB Bancorp News Summary

Here are the key news stories impacting PCB Bancorp this week:

• Positive Sentiment: Q4 earnings topped estimates — PCB reported net income available to common of $9.1M, or $0.64 per diluted share, beating consensus and lifting full‑year net income to $37.2M; profitability metrics included a return on equity ~11.6% and net margin ~17.1%. PCB Bancorp Reports Earnings for Q4 2025 and Full Year 2025
• Positive Sentiment: Dividend hike — the board raised the quarterly cash dividend 10% to $0.22/share (annualized yield ~4.0%); ex‑dividend date is Feb 13, payable Feb 20. That raises income appeal for yield‑focused investors. PCB Bancorp Boosts Quarterly Dividend by 10%
• Neutral Sentiment: Revenue roughly in line with estimates — Q4 revenue was $29.17M versus analyst expectations of $29.33M, a small shortfall that tempers but does not negate the EPS beat. View Press Release
• Negative Sentiment: Sequential EPS decline — quarterly EPS of $0.64 was below the prior quarter’s $0.78, which could prompt questions about near‑term momentum despite the year‑over‑year improvement. PCB Bancorp Reports Earnings for Q4 2025 and Full Year 2025

Institutional Inflows and Outflows

Several hedge funds have recently added to or reduced their stakes in PCB. Vanguard Group Inc. lifted its holdings in PCB Bancorp by 0.9% in the third quarter. Vanguard Group Inc. now owns 677,922 shares of the company’s stock valued at $14,236,000 after buying an additional 6,214 shares during the period. Dimensional Fund Advisors LP raised its position in shares of PCB Bancorp by 1.7% in the 3rd quarter. Dimensional Fund Advisors LP now owns 567,270 shares of the company’s stock worth $11,912,000 after acquiring an additional 9,612 shares in the last quarter. Geode Capital Management LLC lifted its stake in shares of PCB Bancorp by 1.4% in the 2nd quarter. Geode Capital Management LLC now owns 267,917 shares of the company’s stock valued at $5,622,000 after purchasing an additional 3,577 shares during the period. Goldman Sachs Group Inc. boosted its position in shares of PCB Bancorp by 83.6% during the 1st quarter. Goldman Sachs Group Inc. now owns 194,598 shares of the company’s stock valued at $3,641,000 after purchasing an additional 88,589 shares in the last quarter. Finally, Bridgeway Capital Management LLC grew its stake in PCB Bancorp by 1.1% during the third quarter. Bridgeway Capital Management LLC now owns 147,127 shares of the company’s stock worth $3,090,000 after purchasing an additional 1,668 shares during the period. Institutional investors own 33.04% of the company’s stock.

PCB Bancorp Company Profile

PCB Bancorp is the bank holding company for Pacific City Bank, a California-chartered bank founded in 1999 and headquartered in Torrance, California. As the parent of an FDIC-insured institution, PCB Bancorp oversees a community-focused banking franchise that serves both retail customers and commercial enterprises. The company’s strategy emphasizes personalized service and deep market knowledge to meet the evolving needs of individuals, families and businesses in Southern California.

Through its subsidiary Pacific City Bank, PCB Bancorp offers a broad range of financial products and services, including deposit accounts, commercial real estate and construction lending, residential mortgages, trade finance, treasury management and wealth advisory solutions.